Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,384 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 33 days.

Pending

$299,900

$164/sqft

Mallard Creek 3rd Add

3907 13th Street S, Moorhead, MN, 56560

3 Bedrooms2 Bathrooms1,824 Square Feet0.24 Acres

Days on market33

Year built2008

Garage spaces2

TypeResidential

Est. $5,997buyer credit when you buy with SODL

About this home

Must-See Corner Lot Home in Mallard Creek! This beautiful 3-bedroom, 2-bath bi-level sits on a spacious corner lot in a quiet cul-de-sac with a fully fenced backyard with added firepit & raised garden beds (optional swingset included)—perfect for relaxing or entertaining. Enjoy peaceful views from the deck, where you can even see the nearby elementary school- Reinertson. Inside, the home features new flooring throughout, a bright and functional layout, and a whole-house de-humidifier attached to the furnace installed 2023. The heated garage and front landscaping add both convenience and curb appeal. An added bonus: special assessments are nearly paid off, offering extra peace of mind. This move-in-ready home is the perfect place to settle in and make your own.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2008

LevelsTwo

Living area1,824 sqft

Above-grade finished912 sqft

Below-grade finished912 sqft

Lot size0.24 acres (70 x 148)

Days on market33

ListedDec 13, 2025

MLS #NST6826823

CountyClay

SubdivisionMallard Creek 3rd Add

Parcel #584281150

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Two
Garage: 2 spaces · 22'8" x 22 · 478 sqft
Parking features: Attached Garage, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Deck
Fencing: Full, Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 988 sqft
Year built: 2008

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Mallard Creek 3rd Add
HOA: No HOA
School district: Moorhead

Financial & listing details

Annual tax: $3,384 (2025)
Tax with assessments: 4758
Listed: Dec 13, 2025
Days on market: 33
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

AccessibilityNone

Exterior & lot

Foundation area988 sqft

Patio/porchDeck

Lot featuresCorner Lot, Irregular Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces2

Garage size478 sqft

Financial details

Annual taxes$3,384

Tax year2025

Taxes w/ assessments4758

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number832

District phone2182843300

High schoolMoorhead

SODL flat fee brokerage

$5,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,958/mo

Principal & interest$1,576

Property taxes$282

Home insurance (est.)$100

Down payment

$59,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.