Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $394 (2026).

What school district is this property in?

This property is in the 480 - Onamia school district.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$65,000

Bergs Add To Mille Lacs

39039 Sierra Road, Onamia, MN, 56359

0.31 Acres

Days on market45

Year built1930

TypeLand

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About this home

Lake Life Starts Here! grab this rare, buildable double corner lot just steps from Cove Bay on Mille Lacs Lake. This site is "Turn Key" with a well, septic and electric already installed. Features two fully equipped RV spots with individual water, power, and septic hook-ups, perfect for multi-family use! Enjoy public lake access for swimming and kayaking at the end of Sierra Rd, or use the Cove Bay boat launch just around the corner. Whether you build your dream cabin or bring the RV's for fishing opener, this lot is ready for summer. Don't wait, secure your slice of Mille Lacs today!

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Home facts

Property typeLand

Year built1930

Lot size0.31 acres (112x120)

Days on market45

ListedApr 10, 2026

MLS #NST7053977

CountyMille Lacs

SubdivisionBergs Add To Mille Lacs

Parcel #171200190

Facts & features

Interior

Bathrooms: 0

Property

Other structures: Storage Shed
View: Bay
Waterfront: Lake View
Lot size: 0.31 acres
Lot dimensions: 112x120
Lot features: Corner Lot, Tree Coverage - Light

Construction

Property type: Land
Year built: 1930

Utilities

Utilities: Electricity Available, Electricity Connected, Natural Gas Available, Propane Available, Private Septic Available, Private Septic Connected, Private Well Available, Private Well Connected

Community & HOA

Subdivision: Bergs Add To Mille Lacs
HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $394 (2026)
Listed: Apr 10, 2026
Days on market: 45
Inclusions: For Sale Sign

Interior details

Total bathrooms0

Exterior & lot

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageTownship

ZoningResidential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$394

Tax year2026

Taxes w/ assessments394

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $1,950Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Estimated monthly payment

$396/mo

Principal & interest$342

Property taxes$33

Home insurance (est.)$22

Down payment

$13,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.