Listed at
$360,000
$160/sqft

Mallard Creek 3rd Add

3900 13th Street, Moorhead, MN, 56560
4  Bedrooms3  Bathrooms2,247  Square Feet0.25  Acres
Days on market221
Year built2006
Garage spaces3
TypeResidential
Est. $7,800buyer credit when you buy with SODL
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About this home

Welcome to this beautifully updated 4-bed, 3 bath bi-level home with only $672 in specials! Sitting on a .25 acre lot, this home has ample space both inside and out. A large main floor foyer with direct access to the heated 3-stall garage creates a welcoming first impression. The upper level living room flows into the newly remodeled kitchen with eat-up island and dedicated dining space. On this level you will also find a primary suite with walk-in closet and full bath, a 2nd bedroom and another full bath. Head down to the lower level to enjoy the spacious family room, 2 bedrooms, a full bath and a laundry/utility room. Don't forget to check out all the storage space under the stairs! Whether you're grilling on the deck or gathering on the new 20x20 paver patio, you'll be surrounded by thoughtful landscaping, custom lighting and a lush irrigated lawn supported by a sprinkler system — all within the fully fenced yard. Ideally located near grocery stores, restaurants and everyday amenities, this home blends style, comfort and location into one exceptional opportunity!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2006
LevelsSplit Entry (Bi-Level)
Living area2,247 sqft
Above-grade finished1,147 sqft
Below-grade finished1,100 sqft
Lot size0.25 acres (72 x 154)
Days on market221
ListedFeb 19, 2026
MLS #NST7022228
CountyClay
SubdivisionMallard Creek 3rd Add
Parcel #584281240

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Chandelier, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 652 sqft
Parking features
Attached Garage
Fencing
Full
Lot size
0.25 acres
Lot dimensions
72 x 154

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,147 sqft
Roof
Asphalt
Year built
2006

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas

Community & HOA

Subdivision
Mallard Creek 3rd Add
HOA
No HOA
School district
Moorhead

Financial & listing details

Annual tax
$4,374 (2025)
Tax with assessments
5686
Listed
Feb 19, 2026
Days on market
221
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesChandelier, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, In-Ground Sprinkler
AccessibilityNone

Exterior & lot

RoofAsphalt
Foundation area1,147 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size652 sqft

Financial details

Annual taxes$4,374
Tax year2025
Taxes w/ assessments5686
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number832
District phone2182843300
High schoolMoorhead
SODL flat fee brokerage
$7,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,376/mo
Principal & interest$1,892
Property taxes$365
Home insurance (est.)$120
%
$72,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3900 13th Street, Moorhead, MN, 56560

Listing information

MLS #NST7022228
StatusActive
Last updatedFeb 23, 2026, 1:27 PM
Originally listedFeb 19, 2026, 8:20 AM
Listing officeModern Prairie Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.