Listed at
$339,900
$154/sqft

3880 21st Avenue

3880 21st Avenue, Saint Cloud, MN, 56301
5  Bedrooms2  Bathrooms2,213  Square Feet0.24  Acres
Days on market90
Year built2007
Garage spaces3
TypeResidential
Est. $7,197buyer credit when you buy with SODL
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About this home

Desirable 5-bedroom, 2 full bath home with over 2200 sq. ft. featuring a 3-stall heated and finished garage to accommodate all your hobbies and storage needs. The spacious main level offers a generous kitchen area with center island, newer stainless-steel appliances, vaulted ceilings, 3 bedrooms including a large primary bedroom with walk-in-closet. The walk-out lower level onto back patio is ideal for entertaining and features an abundance of natural light, family room and two additional bedrooms. Relax on the back patio while overlooking large backyard with storage shed. With multiple living spaces, two full bathrooms and bedrooms on each level provides many options for comfortable living. This home is conveniently located in desirable neighborhood with easy access to I-94, schools, and everything St. Cloud has to offer. Come check out today, you will not be disappointed!!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2007
LevelsSplit Entry (Bi-Level)
Living area2,213 sqft
Above-grade finished1,182 sqft
Below-grade finished1,031 sqft
Lot size0.24 acres (77 x 155 x 58 x 151)
Days on market90
ListedFeb 19, 2026
MLS #NST7019663
CountyStearns
Parcel #82507440671

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 31 x 24 · 744 sqft
Parking features
Attached Garage, Heated Garage, Insulated Garage
Patio & porch
Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,166 sqft
Roof
Asphalt, Pitched
Year built
2007

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,220 (2025)
Listed
Feb 19, 2026
Days on market
90 · 27 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
LaundryLower Level, Laundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Patio, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAsphalt, Pitched
FoundationBlock
Foundation area1,166 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Heated Garage, Insulated Garage
Garage spaces3
Garage size744 sqft

Financial details

Annual taxes$3,220
Tax year2025
Taxes w/ assessments3220
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$7,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,168/mo
Principal & interest$1,786
Property taxes$268
Home insurance (est.)$113
%
$67,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3880 21st Avenue, Saint Cloud, MN, 56301

Listing information

MLS #NST7019663
StatusClosed
Last updatedJun 2, 2026, 5:09 PM
Originally listedFeb 27, 2026, 12:00 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.