Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,100 (2025).

What school district is this property in?

This property is in the 2904 - Tracy Area school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 1 day.

Sold / Closed

$148,000

Sold price · Closed Jul 2, 2026

$75/sqft

1st Railroad Add

387 4th Street, Tracy, MN, 56175

3 Bedrooms2 Bathrooms2,061 Square Feet0.066 Acres

Days on market1

Year built1885

Garage spaces2

TypeResidential

Est. $1,650buyer credit when you buy with SODL

About this home

Location, location! Just steps from downtown amenities this charming 3-bedroom, 2 bath 1885 home blends timeless character with modern updates. You'll love the stunning original woodwork, detailed crown molding, hardwood floors, classic Bannister and beautiful built-ins throughout. The home features updated windows, a formal dining room, and newer mechanicals-offering both comfort and peace of mind. With multiple levels of living space plus an easily finished bonus upper level, (just add flooring), there is plenty of room to grow and customize to your needs. Outside enjoy a spacious finished two car garage-perfect for storage, hobbies or additional workspace. This one -of -a- kind property offers charm space, and an unbeatable location all in one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1885

LevelsMore Than 2 Stories

Living area2,061 sqft

Above-grade finished2,061 sqft

Below-grade finished0 sqft

Lot size0.066 acres (42 x 111)

Days on market1

ListedMay 5, 2026

MLS #NST7060355

CountyLyon

Subdivision1st Railroad Add

Parcel #311020290

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Hot Water
Cooling: Wall Unit(s), Window Unit(s)
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: More Than 2 Stories
Garage: 2 spaces · 26 x 23 · 598 sqft
Parking features: Attached Garage
Patio & porch: Front Porch
Exterior features: Vinyl
Lot size: 0.066 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 1,000 sqft
Year built: 1885

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: 1st Railroad Add
HOA: No HOA
School district: 2904 - Tracy Area
High school district: Tracy Area

Financial & listing details

Annual tax: $3,100 (2025)
Tax with assessments: 1980.54
Listed: May 5, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingHot Water

CoolingWall Unit(s), Window Unit(s)

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCable, Hardwood Floors, Kitchen Window, Natural Woodwork, Porch, Walk-In Closet

AccessibilityOther

Exterior & lot

ExteriorVinyl

FoundationStone

Foundation area1,000 sqft

Patio/porchFront Porch

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size598 sqft

Financial details

Annual taxes$3,100

Tax year2025

Taxes w/ assessments1980.54

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2904 - Tracy Area

District number2904

District phone5076295500

High schoolTracy Area

SODL flat fee brokerage

$1,650Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,650

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,125/mo

Principal & interest$815

Property taxes$258

Home insurance (est.)$52

Down payment

$31,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.