Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,464 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 9 days.

Sold / Closed

$340,000

Sold price · Closed May 8, 2026

$166/sqft

Green Acres

3856 Jay Lane, White Bear Lake, MN, 55110

4 Bedrooms2 Bathrooms1,869 Square Feet12800 Acres

Days on market9

Year built1970

Garage spaces2

TypeResidential

Est. $6,300buyer credit when you buy with SODL

About this home

Discover an excellent opportunity to build equity with this affordable fixer-upper located in a desirable neighborhood. This home offers a functional layout with generous room sizes and a solid foundation for your renovation vision. The upper level features an open living area with ample natural light, that offers generous size bedrooms with hardwood floors. The lower level is ready for your creativity. The property includes a spacious fenced-in yard, large deck, vinyl siding, and is located in a wonderful White Bear Lake area. Home is ideal for DIY buyers, anyone looking to customize a home to their liking, and/or for investors. Home presents strong potential for improvement resulting in instant equity. Highest and best offers are due by Thursday April 9th 8:00 pm.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1970

LevelsSplit Entry (Bi-Level)

Living area1,869 sqft

Above-grade finished1,204 sqft

Below-grade finished665 sqft

Lot size12800 acres (80x160)

Days on market9

ListedApr 2, 2026

MLS #NST7047812

CountyRamsey

SubdivisionGreen Acres

Parcel #253022240047

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Laundry: Lower Level

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 21x20 · 414 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,204 sqft
Roof: Age Over 8 Years
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Green Acres
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $4,464 (2026)
Listed: Apr 2, 2026
Days on market: 9
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryLower Level

DiningLiving/Dining Room

AmenitiesDeck, Hardwood Floors

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationBlock

Foundation area1,204 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size414 sqft

Financial details

Annual taxes$4,464

Tax year2026

Taxes w/ assessments4464

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$6,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,105/mo

Principal & interest$1,629

Property taxes$372

Home insurance (est.)$103

Down payment

$62,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.