Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,948 (2025).

What school district is this property in?

This property is in the 2904 - Tracy Area school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$55,000

$28/sqft

1st Railroad Add

384 Rowland Street, Tracy, MN, 56175

4 Bedrooms2 Bathrooms1,984 Square Feet0.173 Acres

Days on market54

Year built1906

Garage spaces2

TypeResidential

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About this home

With lots of updates already done and room for more, this property fits any buyer. 4 bedrooms and 2 baths gives plenty of room for everyone. Not to mention the attached garages. With a beautifully updated kitchen and main floor bathroom, the "high-dollar" updates are already done. This house is ready to be your next home, or would make a great investment property. Come take a look and see if this one is right for you!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1906

LevelsTwo

Living area1,984 sqft

Above-grade finished1,984 sqft

Below-grade finished0 sqft

Lot size0.173 acres (63.5x117)

Days on market54

ListedApr 16, 2026

MLS #NST7057283

CountyLyon

Subdivision1st Railroad Add

Parcel #311020230

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Hot Water
Cooling: Wall Unit(s)
Basement: Partial, Unfinished · 0 sqft finished

Property

Levels / stories: Two
Garage: 2 spaces · 644 sqft
Parking features: Attached Garage, Concrete
Exterior features: Vinyl
Lot size: 0.173 acres
Lot dimensions: 63.5x117

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Stone · 728 sqft
Year built: 1906

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: 1st Railroad Add
HOA: No HOA
School district: 2904 - Tracy Area
High school district: Tracy Area

Financial & listing details

Annual tax: $2,948 (2025)
Listed: Apr 16, 2026
Days on market: 54 · 57 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementPartial, Unfinished

HeatingForced Air, Hot Water

CoolingWall Unit(s)

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationStone

Foundation area728 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size644 sqft

Financial details

Annual taxes$2,948

Tax year2025

Taxes w/ assessments2948

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2904 - Tracy Area

District number2904

District phone5076295500

High schoolTracy Area

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $1,650Your buyer credit $0

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$553/mo

Principal & interest$289

Property taxes$246

Home insurance (est.)$18

Down payment

$11,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.