Does this property have an HOA?

Yes. The HOA fee is $278 per month.

What are the annual property taxes?

Annual property taxes are $2,712 (2025).

What school district is this property in?

This property is in the 138 - North Branch school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 35 days.

Pending

$249,900

$160/sqft

38260 Explorer Circle

38260 Explorer Circle, North Branch, MN, 55056

2 Bedrooms2 Bathrooms1,564 Square Feet0.04 Acres

Days on market35

Year built2013

Garage spaces2

HOA / month$278

TypeResidential

Est. $4,497buyer credit when you buy with SODL

About this home

**Assumable VA loan at 3.25% with ~$114k remaining. Qualified buyers (veteran or civilian) can take over this rate instead of a new ~7% loan. Lower first-mortgage payment and a smaller VA assumption fee. Ask your agent about qualification and covering the gap above the $114k balance.** Move-in ready townhome with true main-level living and a fully refreshed interior. Tucked at the end of a quiet cul-de-sac with no through traffic, this 1,564 sq ft home delivers peaceful living, modern updates, and everyday convenience for $249,900. Step inside to find a completely fresh-painted interior ready for immediate occupancy. The main floor is designed for easy living—everything you need day-to-day, including main-level laundry, is right here on one level. The kitchen features durable luxury vinyl plank flooring that ties the space together. Outside, a maintenance-free deck overlooks a spacious yard with calm, open views—perfect for relaxing without the upkeep. The finished lower level adds real flexibility: brand-new vinyl plank flooring throughout a large family room, a private bedroom ideal for a home office or guests, a full bathroom, and an oversized storage room that keeps everything organized. A clean, freshly painted 2-car garage with built-in shelving makes vehicle and storage needs simple. Daily errands are quick and easy—grocery store and gas station just minutes away, with a medical facility nearby for added peace of mind. Best of all, the HOA takes care of the exterior grounds, including professional mowing and snow removal, so you enjoy low-maintenance living year-round.

Contact us

Write a message

Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2013

LevelsOne

Living area1,564 sqft

Above-grade finished864 sqft

Below-grade finished700 sqft

Lot size0.04 acres (0)

Days on market35

ListedAug 19, 2026

MLS #NST7130297

CountyChisago

Parcel #110107171

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 396 sqft
Parking features: Attached Garage, Garage Door Opener
Patio & porch: Deck, Porch
Exterior features: Stone, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Block, Frame
Foundation: Block · 864 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2013

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: $278/month
HOA name: Wildridge Place HOA
HOA phone: 6512450020
HOA includes: Building Exterior, Maintenance Grounds, Professional Mgmt
School district: 138 - North Branch
High school district: North Branch

Financial & listing details

Annual tax: $2,712 (2025)
Listed: Aug 19, 2026
Days on market: 35 · 165 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Natural Woodwork, Patio, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Renovated

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area864 sqft

Patio/porchDeck, Porch

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener

Garage spaces2

Garage size396 sqft

Financial details

Annual taxes$2,712

Tax year2025

Taxes w/ assessments2712

Assessment pendingUnknown

HOA fee$278

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District138 - North Branch

District number138

District phone6516741000

High schoolNorth Branch

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,901/mo

Principal & interest$1,313

Property taxes$226

Home insurance (est.)$83

HOA fees$278

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.