Listed at
$359,900
$241/sqft

Gateway Meadows

381 Mill Street, Osceola, WI, 54020
4  Bedrooms3  Bathrooms1,494  Square Feet0.24  Acres
Days on market62
Year built2026
Garage spaces3
TypeResidential
Est. $7,797buyer credit when you buy with SODL
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About this home

NEW PRICE! Now offered at $359,900! Welcome to 381 Mill Street in Osceola’s desirable Gateway Meadows community. This move-in-ready 4-bedroom, 3-bath new construction home combines modern finishes, thoughtful upgrades, a 3-car garage, and NO HOA—all approximately 45 minutes from the Twin Cities. The open-concept main level features luxury vinyl plank flooring, an electric fireplace with TV mount, and a beautiful kitchen with ceiling-height cabinetry, quartz countertops, and a complete stainless steel appliance package. A versatile main-floor 4th bedroom is perfect for guests, a home office, or flex space, with a nearby ¾ bath featuring a tiled shower. Upstairs you'll find 3 additional bedrooms, including a spacious owner’s suite with private bath and walk-in closet, plus the convenience of second-floor laundry. Quality and efficiency continue with a high-efficiency tankless water heater, in-floor radiant heat tubing already installed in the concrete slab for future connection, insulated garage walls, professionally installed gutters, security cameras, and a low-maintenance concrete driveway. The attached 3-car garage provides excellent space for vehicles, storage, toys, or hobbies. Outside, the large backyard offers plenty of room for entertaining, pets, gardening, play space, or creating your own outdoor retreat. Additional landscaping can be completed with the buyer’s vision in mind at an additional cost. Enjoy nearby historic downtown Osceola, parks, trails, Interstate State Park, shopping, dining, and everyday conveniences. NEW CONSTRUCTION. NO HOA. 3-CAR GARAGE. 4 BEDROOMS. NOW $359,900! Why settle for someone else's updates when you can start fresh? Don't just scroll past this one—come see what your money buys at 381 Mill Street. Schedule your private showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsTwo
Living area1,494 sqft
Above-grade finished1,494 sqft
Below-grade finished0 sqft
Lot size0.24 acres (80x130)
Days on market62
ListedJul 28, 2026
New constructionYes
MLS #NST7113140
CountyPolk
SubdivisionGateway Meadows
Parcel #165008440004

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories
Two
Garage
3 spaces · 615 sqft
Parking features
Attached Garage, Insulated Garage
Exterior features
Vinyl
Lot size
0.24 acres
Lot dimensions
80x130

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Post and Beam
Foundation
Slab · 1,620 sqft
Roof
Age 8 Years or Less, Asphalt
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Gateway Meadows
HOA
No HOA
School district
4165 - Osceola
High school district
Osceola

Financial & listing details

Annual tax
$0 (2025)
Listed
Jul 28, 2026
Days on market
62
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater
DiningInformal Dining Room
AccessibilityDoors 36"+

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,620 sqft
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage
Garage spaces3
Garage size615 sqft

Financial details

Annual taxes$0
Tax year2025
Taxes w/ assessments0
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District4165 - Osceola
District number4165
District phone7152944140
High schoolOsceola
SODL flat fee brokerage
$7,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,371/mo
Principal & interest$1,891
Property taxes (est.)$360
Home insurance (est.)$120
%
$71,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

381 Mill Street, Osceola, WI, 54020

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Listing information

MLS #NST7113140
StatusActive
Last updatedSep 27, 2026, 11:31 PM
Originally listedJul 28, 2026, 8:18 PM
Listing officeNational Realty Guild

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.