Listed at
$875,000
$368/sqft

Legend Lutsen Sawmill Bay Site

38 Sawmill Lane, Lutsen, MN, 55612
4  Bedrooms2  Bathrooms2,380  Square Feet2.81  Acres
Days on market146
Year built2000
Garage spaces2
HOA / month$400
TypeResidential
Est. $23,250buyer credit when you buy with SODL
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About this home

Welcome to effortless lake living on the quiet shores of Caribou Lake’s Sawmill Bay—where a winding drive through mature sugar maples opens to an intimate Northwoods retreat designed for both relaxation and connection. This inviting four-bedroom, two-bath home offers low-maintenance peace of mind with a newer roof, while inside, warm hardwoods, tile floors, and expansive lakeside windows flood the living space with natural light and the soothing soundtrack of loons. A cozy woodstove anchors the home, and the spacious, updated kitchen—with charming glass-front cabinetry—sets the stage for gathering, whether it’s fresh-caught walleye dinners or maple-infused treats from your own backyard harvest. Thoughtfully designed across three levels, the home offers flexibility for hosting, creative pursuits, or quiet retreat, including a lower-level family room and upper-level bedrooms perfect for restful mornings or late-night stargazing. Step into the hallway that leads to a three-season timber-framed gazebo ideal for slow mornings, lively conversations, or simply taking in the surrounding beauty. The setting is rich with detail—towering spruce, whispering cedars, spring ephemerals, and raspberry patches—creating a landscape that feels both grounded and alive. A lakeside firepit invites evenings of storytelling and connection, while crystal-clear waters offer refreshing swims just steps from your door. With a two-car garage, optional furnishings, and kayaks on this property is ready for immediate enjoyment. Tucked along a quiet dead-end road, this is a place where time slows, nature leads, and every day feels like a getaway.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsTwo
Living area2,380 sqft
Above-grade finished1,425 sqft
Below-grade finished955 sqft
Lot size2.81 acres (188x433)
Days on market146
ListedMay 1, 2026
MLS #NST7067141
CountyCook
SubdivisionLegend Lutsen Sawmill Bay Site
Parcel #271550110

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Dual Fuel/Off Peak, Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 24x30 · 1 sqft
Parking features
Detached Garage, Gravel, Garage Door Opener
Exterior features
Cement Board
View
Lake
Waterfront
Dock, Lake View

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 2,380 sqft
Year built
2000

Utilities

Water
Drilled, Private
Sewer
Mound Septic, Private Sewer
Fuel
Electric

Community & HOA

Subdivision
Legend Lutsen Sawmill Bay Site
HOA
$400/annual
HOA name
Legendary Lutes Sawmill Sites
HOA phone
2186637281
HOA includes
Snow Removal
School district
166 - Cook County

Financial & listing details

Annual tax
$5,426 (2026)
Listed
May 1, 2026
Days on market
146 · 4 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Wood
HeatingDual Fuel/Off Peak, Forced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Natural Woodwork, Skylight, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorCement Board
FoundationPoured Concrete
Foundation area2,380 sqft
Lot featuresAccessible Shoreline, Tree Coverage - Heavy, Tree Coverage - Medium
Road frontagePrivate Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private
SewerMound Septic, Private Sewer
FuelElectric

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener
Garage spaces2
Garage size1 sqft

Financial details

Annual taxes$5,426
Tax year2026
Taxes w/ assessments5426
Assessment pendingNo
HOA fee$400
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District166 - Cook County
District number166
District phone2183872271
High schoolCook County
SODL flat fee brokerage
$23,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,742/mo
Principal & interest$4,599
Property taxes$452
Home insurance (est.)$292
HOA fees$400
%
$175,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

38 Sawmill Lane, Lutsen, MN, 55612

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Listing information

MLS #NST7067141
StatusActive
Last updatedSep 18, 2026, 4:43 PM
Originally listedMay 5, 2026, 3:23 PM
Listing officeEdina Realty, Inc. - Duluth

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.