Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,484 (2026).

What school district is this property in?

This property is in the 138 - North Branch school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$350,000

$199/sqft

Wood Duck Ponds Third Add

37960 Gerald Avenue, North Branch, MN, 55056

4 Bedrooms2 Bathrooms1,760 Square Feet0.275 Acres

Days on market1

Year built2016

Garage spaces3

TypeResidential

Est. $7,500buyer credit when you buy with SODL

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About this home

Welcome home to this well-designed 4-bedroom, 2-bathroom in a fantastic North Branch location! This home offers a great layout, open-concept kitchen, dining, and living room for everyday living and entertaining. The upper-level features three bedrooms, including a spacious primary suite. Enjoy the convenience of a 3-car garage with plenty of space for all the toys! There is room for everyone to feel at home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2016

LevelsSplit Entry (Bi-Level)

Living area1,760 sqft

Above-grade finished1,389 sqft

Below-grade finished371 sqft

Lot size0.275 acres (119*100*120*100)

Days on market1

ListedSep 21, 2026

MLS #NST7145638

CountyChisago

SubdivisionWood Duck Ponds Third Add

Parcel #110106703

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 648 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Exterior features: Stone, Shakes, Vinyl
Pool: None
Lot size: 0.275 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,192 sqft
Year built: 2016

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Wood Duck Ponds Third Add
HOA: No HOA
School district: 138 - North Branch
High school district: North Branch

Financial & listing details

Annual tax: $3,484 (2026)
Tax with assessments: 3524
Listed: Sep 21, 2026
Days on market: 1
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Storage Space

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesKitchen Center Island, Kitchen Window, Paneled Doors, Panoramic View, Security System, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Shakes, Vinyl

FoundationBlock

Foundation area1,192 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces3

Garage size648 sqft

Financial details

Annual taxes$3,484

Tax year2026

Taxes w/ assessments3524

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District138 - North Branch

District number138

District phone6516741000

High schoolNorth Branch

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,246/mo

Principal & interest$1,839

Property taxes$290

Home insurance (est.)$117

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.