Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,252 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 1 day.

Listed at

$328,900

$190/sqft

River Shores

3741 225th Lane, Saint Francis, MN, 55070

4 Bedrooms2 Bathrooms1,728 Square Feet10890 Acres

Days on market1

Year built1980

Garage spaces2

TypeResidential

Est. $6,867buyer credit when you buy with SODL

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About this home

Love your family... just not enough to share one kitchen? Then you’ll love this unique multigenerational home featuring two complete kitchens and a private entrance, giving everyone the perfect balance of togetherness and independence. This spacious home offers 4 bedrooms, 2 bathrooms, and an ideal layout for extended family, guests, or flexible living arrangements. Both kitchens include appliances, making it move-in ready from day one. Outside, you’ll find an oversized 2-car insulated garage with attic storage, a workbench, grinder, and vise for the hobbyist or handyman. Enjoy the beautifully fenced backyard with mature trees, raised garden beds, a garden shed, and an expansive deck that’s perfect for entertaining. A hot tub is included(condition unknown). Recent updates provide peace of mind, including a newer roof, furnace, central air conditioner, water heater, sliding glass door, washer, dryer, gutters, and garage door. Inside, you’ll appreciate the abundance of tile flooring and the thoughtful use of space throughout. Whether you’re looking for room to spread out, accommodate multiple generations, or simply enjoy small-town living with exceptional amenities, this home checks all the boxes. Some photos have been virtually staged to help showcase the home’s potential. All new windows and sliding glass door. Seller is willing to give a generous Flooring allowance with accepted offer.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1980

LevelsSplit Entry (Bi-Level)

Living area1,728 sqft

Above-grade finished864 sqft

Below-grade finished864 sqft

Lot size10890 acres (80x135)

Days on market1

ListedSep 28, 2026

MLS #NST7151509

CountyAnoka

SubdivisionRiver Shores

Parcel #053324240026

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 720 sqft
Parking features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch: Deck
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 864 sqft
Roof: Age 8 Years or Less
Year built: 1980

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: River Shores
HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $3,252 (2026)
Listed: Sep 28, 2026
Days on market: 1 · 116 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Kitchenette, Owner Access, Single Tenant Access, Sump Pump, Tile Shower

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area864 sqft

Patio/porchDeck

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size720 sqft

Financial details

Annual taxes$3,252

Tax year2026

Taxes w/ assessments3252

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$6,867Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,867

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,109/mo

Principal & interest$1,729

Property taxes$271

Home insurance (est.)$110

Down payment

$65,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.