Listed at
$199,000
$111/sqft

Losos 1st Add

37 1st Avenue, Saint Joseph, MN, 56374
5  Bedrooms2  Bathrooms1,785  Square Feet0.36  Acres
Days on market410
Year built1911
ParkingAsphalt
TypeResidential
Est. $2,970buyer credit when you buy with SODL
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About this home

Fantastic opportunity in a prime downtown St. Joseph location! This spacious 5-bedroom, 2-bath home offers flexible living with a full kitchen, dining area, laundry, and two bedrooms on the main floor, plus three bedrooms a 3/4 bath, and modest kitchenette upstairs. The Main floor living room is large and open, the lower level offers room to grow a family room, lots of storage space, and mechanical room. Situated on a large lot with ample off-street parking, it’s just a short walk to CSB, downtown shops, boutiques, breweries, parks, and more. Whether you're looking for a place to call home or a smart investment near campus, this property offers space, convenience, and unbeatable location in the heart of St. Joe!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1911
LevelsOne and One Half
Living area1,785 sqft
Above-grade finished1,785 sqft
Below-grade finished0 sqft
Lot size0.36 acres (80x200x80)
Days on market410
ListedAug 13, 2025
MLS #NST6767446
CountyStearns
SubdivisionLosos 1st Add
Parcel #84535920000

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
None
Appliances
Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Parking features
Asphalt
Other structures
Storage Shed
Lot size
0.36 acres
Lot dimensions
80x200x80
Lot features
Some Trees

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Vinyl Siding
Foundation
1,170 sqft
Roof
Age Over 8 Years
Year built
1911

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
100 Amp Service

Community & HOA

Subdivision
Losos 1st Add
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,806 (2025)
Tax with assessments
2822.0000
Listed
Aug 13, 2025
Days on market
410 · 114 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingNone
AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years
Foundation area1,170 sqft
Lot featuresSome Trees
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAsphalt
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$2,806
Tax year2025
Taxes w/ assessments2822.0000
Assessment pendingYes
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$2,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,346/mo
Principal & interest$1,046
Property taxes$234
Home insurance (est.)$66
%
$39,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

37 1st Avenue, Saint Joseph, MN, 56374

Listing information

MLS #NST6767446
StatusActive
Last updatedDec 5, 2025, 5:44 PM
Originally listedAug 14, 2025, 8:20 PM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.