Pending
$382,000
$176/sqft

Rum River Bluffs 2nd Add

3684 235th Lane, Saint Francis, MN, 55070
3  Bedrooms4  Bathrooms2,165  Square Feet0.391  Acres
Days on market3
Year built2017
Garage spaces3
TypeResidential
Est. $8,460buyer credit when you buy with SODL

About this home

Welcome to your stunning new residence. You will fall in love as you enter the bright and beautiful open concept home. Main level includes a large living room, fabulous kitchen, and access to the huge deck from the welcoming dining area. The kitchen includes a center island for easy baking and meal prep, plenty of cabinet space, a lovely window to enjoy the sunshine, and easy access to the well appointed main floor laundry room. For your convenience you will find three bedrooms on one level. Upper level owner's suite includes a lovely walk-in closet and a fabulous bathroom. If you rather, you can convert the lower level to a massive owner's suite and enjoy relaxing in your own oasis. Entertaining guests in this home is easy. This summer you can enjoy your morning cup of coffee or entertaining guests on the huge beautiful deck that includes access to the backyard. Many summer games can be played in the oversized yard, Lovely landscaping includes two newer Maple trees, five Black Hills Spruce trees, many perennials and concrete edging to make mowing a breeze. Inground sprinkler system means you have more time for fun. The large 10x12 shed will hold many outdoor toys. Walking paths and parks are convenient to this beautiful home. Easy access to shopping, entertainment, and freeways makes this a coveted home location. Seller will offer a home warranty with an acceptable offer. Welcome to your beautiful new home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2017
LevelsModified Two Story
Living area2,165 sqft
Above-grade finished1,663 sqft
Below-grade finished502 sqft
Lot size0.391 acres (irregular)
Days on market3
ListedFeb 9, 2026
MLS #NST7018396
CountyAnoka
SubdivisionRum River Bluffs 2nd Add
Parcel #323424210016

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 600 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Deck
Other structures
Storage Shed
Lot size
0.391 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
970 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2017

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Rum River Bluffs 2nd Add
HOA
No HOA
School district
St. Francis

Financial & listing details

Annual tax
$4,009 (2026)
Tax with assessments
4033
Listed
Feb 9, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area970 sqft
Patio/porchDeck
Lot featuresCorner Lot, Irregular Lot, Tree Coverage - Light
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size600 sqft

Financial details

Annual taxes$4,009
Tax year2026
Taxes w/ assessments4033
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number820
District phone7637537040
High schoolSt. Francis
SODL flat fee brokerage
$8,460Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,460

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,469/mo
Principal & interest$2,008
Property taxes$334
Home insurance (est.)$127
%
$76,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3684 235th Lane, Saint Francis, MN, 55070

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Listing information

MLS #NST7018396
StatusPending
Last updatedMar 31, 2026, 2:43 PM
Originally listedFeb 9, 2026, 2:18 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.