Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $850 (2026).

What school district is this property in?

This property is in the 2174 - Pine River-Backus school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$289,000

$217/sqft

Hardwood Point

3644 4th Street, Backus, MN, 56435

2 Bedrooms2 Bathrooms1,332 Square Feet0.78 Acres

Days on market26

Year built1985

Garage spaces2

TypeResidential

Est. $5,670buyer credit when you buy with SODL

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About this home

Welcome to lakeside living on beautiful Lindsey Lake in Backus, Minnesota! This charming 2-bedroom, with office offer the perfect blend of comfort, recreation and northwoods tranquility. Nestled among mature trees with picturesque lake views, this property provides a peaceful retreat where you can enjoy excellent fishing, abundant wildlife and stunning Minnesota sunsets right from your own backyard. The flexible office space is ideal for working remotely, pursuing hobbies or accommodating additional guests. Inside, you’ll find a warm and inviting layout designed for everyday living and weekend getaways alike. Large windows bring in natural light and showcase the scenic surroundings, while the open living areas create a comfortable space for gathering with family and friends. Step outside to enjoy all that Lindsey Lake has to offer-boating, kayaking, fishing and relaxing by the water. Whether you’re looking for a year-round residence, vacation home or investment property, this lakeside gem delivers the lifestyle you’ve been dreaming of. Experience the beauty, privacy and recreation of lake living on Lindsey Lake-your Minnesota getaway awaits.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsOne

Living area1,332 sqft

Above-grade finished952 sqft

Below-grade finished380 sqft

Lot size0.78 acres (100x363x100x322)

Days on market26

ListedJun 8, 2026

MLS #NST7081976

CountyCass

SubdivisionHardwood Point

Parcel #344570030

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Window Unit(s)
Basement: Walkout · 380 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Deck
Exterior features: Vinyl
View: Lake

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 952 sqft
Roof: Age 8 Years or Less
Year built: 1985

Utilities

Water: Drilled
Sewer: Tank with Drainage Field
Fuel: Propane

Community & HOA

Subdivision: Hardwood Point
HOA: No HOA
School district: 2174 - Pine River-Backus
High school district: Pine River-Backus

Financial & listing details

Annual tax: $850 (2026)
Tax with assessments: 936
Listed: Jun 8, 2026
Days on market: 26 · 16 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementWalkout

HeatingForced Air

CoolingWindow Unit(s)

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area952 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceDrilled

SewerTank with Drainage Field

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$850

Tax year2026

Taxes w/ assessments936

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2174 - Pine River-Backus

District number2174

District phone2185874720

High schoolPine River-Backus

SODL flat fee brokerage

$5,670Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,670

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,686/mo

Principal & interest$1,519

Property taxes$71

Home insurance (est.)$96

Down payment

$57,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.