Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,436 (2025).

What school district is this property in?

This property is in the 116 - Pillager school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 196 days.

Listed at

$589,900

$177/sqft

3630 Independence Road

3630 Independence Road, Brainerd, MN, 56401

4 Bedrooms4 Bathrooms3,335 Square Feet5.02 Acres

Days on market196

Year built1991

Garage spaces6

TypeResidential

Est. $14,697buyer credit when you buy with SODL

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About this home

Private 5-acre living at a custom-built home close to town and all the Brainerd Lakes Area has to offer, with an abundance of garage space! This is the perfect spot for the outdoorsman to plant roots! This property offers the perfect blend of comfort, character, and functionality. Step inside from the inviting front porch and discover a warm, welcoming interior with hardwood floors, spacious living areas, and thoughtful updates throughout. Timeless floorplan with a massive main level master, 3 upper level bedrooms, flex room on main level + a formal AND informal dining area. Don't forget about the dedicated office off the 3-season porch! The partial basement hides all the utilities with an almost endless amount of storage. In addition, the property has incredible garage space: an attached 2-stall garage for everyday convenience, plus a detached 4-stall garage—ideal for hobbies, storage, or your toy collection. Brand new roof AND steel siding! Enjoy a private backyard, mature trees, and a quiet location just minutes from town.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsTwo

Living area3,335 sqft

Above-grade finished3,335 sqft

Below-grade finished0 sqft

Lot size5.02 acres (548x432xIRR)

Days on market196

ListedOct 27, 2025

MLS #NST6809591

CountyCass

Parcel #411161100

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 2 half
Heating: Forced Air, Outdoor Boiler
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories: Two
Garage: 6 spaces · 46x26 · 1,820 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Front Porch, Patio
Exterior features: Steel Siding
Fencing: Other, Partial

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other · 2,435 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1991

Utilities

Water: 4-Inch Submersible, Drilled, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane, Wood
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 116 - Pillager
High school district: Pillager

Financial & listing details

Annual tax: $3,436 (2025)
Tax with assessments: 3502
Listed: Oct 27, 2025
Days on market: 196 · 154 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths0

Half baths2

1/4 baths0

BasementPartial, Storage Space

HeatingForced Air, Outdoor Boiler

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Microwave, Range, Refrigerator

DiningInformal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesBalcony, Deck, Patio

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt

FoundationOther

Foundation area2,435 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Heavy, Tree Coverage - Medium

Road frontagePrivate Road

Road responsibilityPrivate Maintained Road, Road Maintenance Agreement

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane, Wood

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener

Garage spaces6

Garage size1,820 sqft

Financial details

Annual taxes$3,436

Tax year2025

Taxes w/ assessments3502

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District116 - Pillager

District number116

District phone2187463772

High schoolPillager

SODL flat fee brokerage

$14,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,583/mo

Principal & interest$3,100

Property taxes$286

Home insurance (est.)$197

Down payment

$117,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.