Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,379 (2026).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 16 days.

Listed at

$350,000

$290/sqft

3623 197th Avenue

3623 197th Avenue, Oak Grove, MN, 55303

2 Bedrooms1 Bathroom1,208 Square Feet2.53 Acres

Days on market16

Year built1910

Garage spaces4

TypeResidential

Est. $7,500buyer credit when you buy with SODL

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About this home

Are you ready to live in the scenic Rum River District, just 5 minutes from one of the best beaches in the northern suburbs? Welcome to this charming early 1900s farmhouse, perfectly situated on 2.5 beautiful acres with mature trees, a fantastic bonfire pit, and plenty of room for all your toys, hobbies, and outdoor adventures. If you've been searching for privacy, space to spread out, and peaceful country living without sacrificing modern updates, this is it. This 2 bedroom, 1 bathroom home has been thoughtfully updated giving you peace of mind for years to come. Home has a spacious kitchen with stainless steel appliances, a formal dining room and a nice three season porch overlooking the property. Outside, the possibilities are endless. The detached 3 car garage and additional single stall garage, provide plenty of space for vehicles, a workshop, recreational equipment, and all your hobbies. Whether you dream of gardening, hosting summer bonfires, or simply enjoying the peaceful surroundings, you'll love everything this property has to offer. When you're ready to explore, you're just minutes from Lake George Regional Park, where you can enjoy the most beautiful swimming beach, fishing, and hiking. The Rum River is ideal for tubing, canoeing or kayaking. The highly acclaimed Refuge Golf Club is also just minutes away. This an ideal location for anyone who loves the outdoors. Properties like this don't come along often. A beautifully updated farmhouse, 2.5 acres of scenic land, multiple garages, and an unbeatable Oak Grove location make this a truly special place to call home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne and One Half

Living area1,208 sqft

Above-grade finished1,208 sqft

Below-grade finished0 sqft

Lot size2.53 acres (392x170x393x293)

Days on market16

ListedJul 3, 2026

MLS #NST7102839

CountyAnoka

Parcel #203324340003

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 4 spaces · 39x22 · 858 sqft
Parking features: Detached Garage, Gravel, Multiple Garages
Patio & porch: Enclosed, Front Porch, Glass Enclosed, Patio, Porch
Exterior features: Engineered Wood, Fiber Board
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Combination · 593 sqft
Roof: Asphalt
Year built: 1910

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $2,379 (2026)
Listed: Jul 3, 2026
Days on market: 16 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Electric Dryer Hookup, Lower Level, Washer Hookup

AppliancesDryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Patio, Porch, Panoramic View, Sun Room, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorEngineered Wood, Fiber Board

RoofAsphalt

FoundationBlock, Combination

Foundation area593 sqft

Patio/porchEnclosed, Front Porch, Glass Enclosed, Patio, Porch

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Multiple Garages

Garage spaces4

Garage size858 sqft

Financial details

Annual taxes$2,379

Tax year2026

Taxes w/ assessments2379

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$7,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,154/mo

Principal & interest$1,839

Property taxes$198

Home insurance (est.)$117

Down payment

$70,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.