Does this property have an HOA?

Yes. The HOA fee is $615 per month.

What are the annual property taxes?

Annual property taxes are $6,064 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$635,000

$192/sqft

357 Valley Oaks Drive

357 Valley Oaks Drive, Winona, MN, 55987

4 Bedrooms3 Bathrooms3,306 Square Feet0.427 Acres

Days on market0

Year built2023

Garage spaces3

HOA / month$615

TypeResidential

Est. $16,050buyer credit when you buy with SODL

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About this home

Welcome to this exceptional 4-bedroom, 3-bath home built in 2023 and located in the desirable Valley Oaks neighborhood! Offering over 3,300 finished square feet, this beautifully designed home combines modern style, spacious living and the convenience of main-level living. The impressive great room features a vaulted ceiling and modern gas fireplace and flows seamlessly into the dining area and gorgeous kitchen with quartz countertops, a large center island, upgraded cabinetry, black stainless steel appliances and a fantastic walk-in pantry. The main level features three bedrooms, including a beautiful primary suite with a tray ceiling, generous walk-in closet and spa-inspired bath with double vanities and a luxurious walk-in shower. Laundry and all essential living facilities are conveniently located on the main level. The finished lower level provides even more room to spread out with a spacious family room, fourth bedroom, full bath and dedicated office space, plus additional unfinished space for storage. Enjoy the heated screened-in deck, perfect for relaxing or entertaining throughout much of the year, along with an attached 3-car garage. With modern finishes throughout and no updating needed, this home is truly move-in ready. Best of all, the HOA takes care of lawn maintenance and snow removal, giving you more time to simply enjoy your home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2023

LevelsOne

Living area3,306 sqft

Above-grade finished1,889 sqft

Below-grade finished1,417 sqft

Lot size0.427 acres (93x200)

Days on market0

ListedSep 30, 2026

MLS #NST7152307

CountyWinona

Parcel #325140700

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air, Zoned
Cooling: Central Air, Zoned
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 30x22x12x14 · 888 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Insulated Garage
Patio & porch: Covered, Deck, Screened
Exterior features: Engineered Wood, Vinyl
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Other · 1,889 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2023

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: $615/quarter
HOA name: Dan Rivers
HOA phone: 5073133568
HOA includes: Lawn Care, Snow Removal
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $6,064 (2026)
Listed: Sep 30, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementDrain Tiled, Egress Window(s), Partially Finished, Storage Space, Sump Basket

HeatingForced Air, Zoned

CoolingCentral Air, Zoned

Fireplaces1

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Paneled Doors, Porch, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Divided Bdr Flr Plan, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationOther

Foundation area1,889 sqft

Patio/porchCovered, Deck, Screened

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size888 sqft

Financial details

Annual taxes$6,064

Tax year2026

Taxes w/ assessments6064

Assessment pendingNo

HOA fee$615

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$16,050Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,050

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,669/mo

Principal & interest$3,337

Property taxes$505

Home insurance (est.)$212

HOA fees$615

Down payment

$127,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.