Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,408 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 208 days.

Listed at

$539,000

$252/sqft

35360 Rocky Road

35360 Rocky Road, Crosslake, MN, 56442

3 Bedrooms3 Bathrooms2,136 Square Feet4.82 Acres

Days on market208

Year built1998

Garage spaces3

TypeResidential

Est. $13,170buyer credit when you buy with SODL

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About this home

Welcome to your Northwoods escape on beautiful Rock Lake in the sought-after Crosslake area. Offering nearly 5 wooded acres and 250 feet of lake frontage, this private retreat delivers the peace and seclusion buyers crave — all just minutes from town, shopping, and local restaurants. Designed for making memories, this 3+bedroom, 3-bath cabin features generous additional sleeping space to comfortably host family and friends. Inside, you’ll find the perfect blend of rustic charm and modern amenities, with warm wood finishes, a cozy gas fireplace, and a wide-open kitchen built for entertaining. Large gathering areas flow seamlessly to the deck, where you can take in serene lake views and fresh Northwoods air. Step outside to enjoy year-round recreation right from your property — fishing, canoeing, kayaking, and endless lake days await. With ample space to explore and unwind, this property offers both privacy and flexibility, making it ideal as a family getaway or a high-demand rental investment. Enjoy the lifestyle and proximity of the Whitefish Chain of Lakes — without the premium price tag. Whether you’re looking for a personal retreat or an income-producing property, this Rock Lake cabin is a rare opportunity to own a slice of lake life at exceptional value.

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Home facts

Property typeResidential

Year built1998

LevelsTwo

Living area2,136 sqft

Above-grade finished1,872 sqft

Below-grade finished264 sqft

Lot size4.82 acres (200 x 1314 x 200 x 1314)

Days on market208

ListedMar 3, 2026

MLS #NST7028803

CountyCrow Wing

Parcel #14230529

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: None
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 30x24 · 720 sqft
Parking features: Attached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Deck
Fencing: None
View: East

Construction

Property type: Residential
Construction materials: Block, Concrete, Frame
Foundation: 768 sqft
Roof: Age Over 8 Years
Year built: 1998

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: Pequot Lakes

Financial & listing details

Annual tax: $2,408 (2026)
Listed: Mar 3, 2026
Days on market: 208 · 6 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partial, Partially Finished, Walkout

HeatingForced Air, Fireplace(s)

CoolingNone

Fireplaces1

LaundryLower Level, Laundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room

AmenitiesHardwood Floors, Kitchen Center Island, Kitchen Window, Paneled Doors, Porch, Panoramic View

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAge Over 8 Years

Foundation area768 sqft

Patio/porchDeck

Lot featuresTree Coverage - Medium

Road frontagePrivate Road

Road responsibilityPrivate Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces3

Garage size720 sqft

Financial details

Annual taxes$2,408

Tax year2026

Taxes w/ assessments2408

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number909

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$13,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,213/mo

Principal & interest$2,833

Property taxes$201

Home insurance (est.)$180

Down payment

$107,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.