Does this property have an HOA?

Yes. The HOA fee is $1,075 per month.

What are the annual property taxes?

Annual property taxes are $8,692 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 85 days.

Pending

$725,000

$196/sqft

Liberty on the Lake

3533 Eben Way, Stillwater, MN, 55082

4 Bedrooms4 Bathrooms3,698 Square Feet0.46 Acres

Days on market85

Year built2000

Garage spaces3

HOA / month$1,075

TypeResidential

Est. $18,750buyer credit when you buy with SODL

About this home

Stunning French Country Home in Liberty on the Lake – Move-In Ready! Discover timeless charm and modern comfort in this 4-bedroom, 4-bathroom home nestled in the highly sought-after Liberty on the Lake neighborhood in Stillwater. Freshly painted inside, with refinished hardwood floors and professionally deep-cleaned carpet, this home is ready for you to move right in. Step inside to a grand, light-filled entryway that opens to a private office and an airy open-concept living, dining, and kitchen area—perfect for entertaining. A large picture window frames serene views of the lush backyard and peaceful pond. The main floor also features a convenient laundry room and powder bath. Upstairs, you’ll find three spacious bedrooms, a full bath, and a luxurious primary suite with its own ensuite bath and walk-in closet. The expansive lower level offers a large family room, a fourth bedroom, bathroom, and a generous storage room. Enjoy outdoor living at its best with a vine-covered arbor shading a raised patio, perfect for gatherings, and a welcoming front patio that enhances the home’s curb appeal. The professionally landscaped yard features mature, vibrant plantings and trees that create a tranquil retreat. Located just five minutes from downtown Stillwater, with easy access to restaurants, shops, and scenic walking and biking trails, this home combines modern comfort, natural beauty, and an unbeatable location. A true gem in one of Stillwater’s most beloved neighborhoods—this home won’t last long!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2000

LevelsTwo

Living area3,698 sqft

Above-grade finished2,605 sqft

Below-grade finished1,093 sqft

Lot size0.46 acres (75x260)

Days on market85

ListedOct 23, 2025

MLS #NST6771525

CountyWashington

SubdivisionLiberty on the Lake

Parcel #3103020220039

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 3 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 23.4x36.4 · 682 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Pool: None
Waterfront: Pond
Lot size: 0.46 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,416 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2000

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Liberty on the Lake
HOA: $1,075/annual
HOA name: First Service Residential
HOA phone: 4169609566
HOA includes: Professional Mgmt, Shared Amenities
School district: Stillwater

Financial & listing details

Annual tax: $8,692 (2025)
Tax with assessments: 9302
Listed: Oct 23, 2025
Days on market: 85
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Patio, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area1,416 sqft

Road frontageCity Street, Curbs, Paved Streets, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size682 sqft

Financial details

Annual taxes$8,692

Tax year2025

Taxes w/ assessments9302

Assessment pendingYes

HOA fee$1,075

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2291

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$18,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $18,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,851/mo

Principal & interest$3,810

Property taxes$724

Home insurance (est.)$242

HOA fees$1,075

Down payment

$145,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.