Listed at
$385,000
$136/sqft

Valley View First Add

3531 12th Avenue, Saint Cloud, MN, 56304
4  Bedrooms2  Bathrooms2,836  Square Feet0.69  Acres
Days on market14
Year built1991
Garage spaces3
TypeResidential
Est. $8,550buyer credit when you buy with SODL
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About this home

This fully finished rambler sits on over 2/3 acre and offers a 32x30 ft heated garage with additional storage and over 12 ft of ceiling height, providing plenty of room to add a lift if desired. Inside, the home features large rooms throughout, including a spacious great room and dining area with access to a 40x20 ft composite deck overlooking the expansive backyard. The kitchen offers newer stainless steel appliances and new vinyl plank flooring, with the main-level laundry conveniently located just off the kitchen and equipped with a front-load washer and dryer. There are two bedrooms and a full bath with dual vanities on each level, along with fresh interior paint. The lower level features a family room with gas fireplace, a bar area, and a convenient staircase providing direct access to the garage. With generous living space, a large lot, and an oversized heated garage, this property offers a great combination of indoor and outdoor space.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsOne
Living area2,836 sqft
Above-grade finished1,456 sqft
Below-grade finished1,380 sqft
Lot size0.69 acres (106x294x106x278)
Days on market14
ListedSep 14, 2026
MLS #NST7143786
CountySherburne
SubdivisionValley View First Add
Parcel #25004020455

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 32x30 · 962 sqft
Parking features
Attached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Steel Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Wood · 1,456 sqft
Roof
Asphalt
Year built
1991

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Valley View First Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,926 (2026)
Listed
Sep 14, 2026
Days on market
14
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level, Sink
AppliancesCentral Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAsphalt
FoundationWood
Foundation area1,456 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces3
Garage size962 sqft

Financial details

Annual taxes$2,926
Tax year2026
Taxes w/ assessments2926
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$8,550Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,550

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,396/mo
Principal & interest$2,023
Property taxes$244
Home insurance (est.)$128
%
$77,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3531 12th Avenue, Saint Cloud, MN, 56304

Listing information

MLS #NST7143786
StatusActive
Last updatedSep 15, 2026, 10:11 AM
Originally listedSep 14, 2026, 10:37 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.