Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,402 (2026).

What school district is this property in?

This property is in the 91 - Barnum school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$349,000

$340/sqft

3510 County Road 131

3510 County Road 131, Kettle River, MN, 55757

2 Bedrooms2 Bathrooms1,027 Square Feet12.5 Acres

Days on market29

Year built2019

Garage spaces2

TypeResidential

Est. $7,470buyer credit when you buy with SODL

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About this home

Home on 12.5 beautiful wooded acres and 920 feet of waterfront on the Kettle River now available! Take a look at this 2/2 home built in 2019 with all living facilities on one level. A beautiful property and nature abound. 22x26 detached garage and a 22x47 ft storage on the property provide endless possibilities. This property on the Kettle River opens the door to fishing, kayaking and so much more. This property is so easy to access and a short drive to Moose Lake, Cloquet, Duluth and MSP. Would make a great primary home or cabin. Call today for a showing.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2019

LevelsOne

Living area1,027 sqft

Above-grade finished1,027 sqft

Below-grade finished0 sqft

Lot size12.5 acres (irreg)

Days on market29

ListedJul 1, 2026

MLS #NST7102212

CountyCarlton

Parcel #510565565

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Fuel Tank - Rented, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 22x26 · 572 sqft
Parking features: Detached Garage, Garage Door Opener
Patio & porch: Deck
Exterior features: Other
Other structures: Garage(s), Studio, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 1,027 sqft
Roof: Asphalt
Year built: 2019

Utilities

Water: Private, Well
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Propane
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 91 - Barnum
High school district: Barnum

Financial & listing details

Annual tax: $2,402 (2026)
Tax with assessments: 2420
Listed: Jul 1, 2026
Days on market: 29 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDishwasher, Dryer, Fuel Tank - Rented, Refrigerator, Washer

DiningKitchen/Dining Room

AccessibilityNo Stairs Internal, Partially Wheelchair

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorOther

RoofAsphalt

FoundationSlab

Foundation area1,027 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Irregular Lot

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Water sourcePrivate, Well

SewerMound Septic, Private Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingDetached Garage, Garage Door Opener

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$2,402

Tax year2026

Taxes w/ assessments2420

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District91 - Barnum

District number91

District phone2183896978

High schoolBarnum

SODL flat fee brokerage

$7,470Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,470

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,151/mo

Principal & interest$1,834

Property taxes$200

Home insurance (est.)$116

Down payment

$69,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.