Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,944 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 49 days.

Listed at

$240,000

$130/sqft

Hubbards Add

351 Chatfield Street, Winona, MN, 55987

3 Bedrooms3 Bathrooms1,841 Square Feet0.08 Acres

Days on market49

Year built1880

Garage spaces2

TypeResidential

Est. $4,200buyer credit when you buy with SODL

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About this home

Welcome home to this beautifully updated 3-bedroom, 2.5-bathroom home offering the perfect blend of modern style and functional living. Recently renovated, this home features an inviting open-concept main floor that's ideal for both everyday living and entertaining. A bonus office provides the perfect space for working from home, studying, or pursuing hobbies. The updated kitchen showcases modern finishes and newer appliances, while all three bathrooms have been tastefully remodeled. Step outside to enjoy the spacious back deck overlooking a fully fenced backyard—perfect for relaxing, grilling, or entertaining guests. Completing the home is a convenient 2-car garage, providing ample storage and parking. This beautifully refreshed home is ready for its next owner to move in and enjoy!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1880

LevelsTwo

Living area1,841 sqft

Above-grade finished1,841 sqft

Below-grade finished0 sqft

Lot size0.08 acres (25x140)

Days on market49

ListedJul 2, 2026

MLS #NST7102831

CountyWinona

SubdivisionHubbards Add

Parcel #322402570

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Humidifier, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 20x21 · 440 sqft
Parking features: Detached Garage
Patio & porch: Deck, Front Porch
Exterior features: Vinyl
Fencing: Full, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 847 sqft
Roof: Asphalt
Year built: 1880

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Fuses, 100 Amp Service

Community & HOA

Subdivision: Hubbards Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $1,944 (2026)
Listed: Jul 2, 2026
Days on market: 49 · 25 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Humidifier, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCable, Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite, Renovated

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationStone

Foundation area847 sqft

Patio/porchDeck, Front Porch

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$1,944

Tax year2026

Taxes w/ assessments1944

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,503/mo

Principal & interest$1,261

Property taxes$162

Home insurance (est.)$80

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.