Bell & Smiths Add
Pick a date to request a showing
Cancel anytime, free.
About this home
APPROVED SHORT SALE – QUICK CLOSING AVAILABLE! Discover exceptional value with this spacious 6-bedroom, 2-bath home situated on a desirable corner lot in an established Saint Cloud neighborhood. Offering over six bedrooms of flexible living space, this property is perfect for a growing family, multigenerational living, or an investor seeking strong rental potential. From the inviting covered front porch to the abundance of natural light throughout, this home offers warmth, character, and room to make it your own. The main level features a generous living room, formal dining room, updated eat-in kitchen, convenient mudroom, half bath, and a main-floor bedroom. Upstairs you'll find three additional bedrooms and a full bath, while the lower level provides two more bedrooms ideal for guests, home offices, workout space, or hobbies. Outside, enjoy a detached 2-car garage, additional off-street parking, and the benefits of a corner lot with extra outdoor space. Conveniently located near schools, parks, shopping, restaurants, healthcare facilities, downtown Saint Cloud, and major roadways, you'll enjoy easy access to everything the area has to offer. With just a little cosmetic updating, this property presents an outstanding opportunity to build equity while owning one of the largest homes available at this price point. Whether you're looking for your forever home or your next investment, this property delivers tremendous value and endless possibilities. APPROVED SHORT SALE means the lender has already approved the short sale process, allowing for the opportunity of a faster and smoother closing than many traditional short sale transactions. Property is being sold AS-IS.
Contact us
Home facts
Facts & features
Interior
- Bedrooms
- 6
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 half
- Heating
- Forced Air
- Cooling
- Window Unit(s)
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One and One Half
- Garage
- 2 spaces · 462 sqft
- Parking features
- Detached Garage, Concrete
- Exterior features
- Shakes, Wood
- Fencing
- None
- Lot size
- 0.13 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 912 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1920
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Bell & Smiths Add
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $1,831 (2025)
- Listed
- Oct 10, 2025
- Days on market
- 334 · 164 cumulative
- Special listing conditions
- Short Sale
- Short sale potential
- Yes
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
351 20th Avenue, Saint Cloud, MN, 56303
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
