Listed at
$615,000
$360/sqft

Moody Add

3490 142nd Street, Monticello, MN, 55362
3  Bedrooms2  Bathrooms1,708  Square Feet0.519  Acres
Days on market245
Year built1988
Garage spaces2
TypeResidential
Est. $15,450buyer credit when you buy with SODL
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About this home

Escape to your own serene lake home on Locke Lake, just 50 miles from Minneapolis! This beautifully updated retreat offers stunning lake views from its spacious deck and cozy screened-in porch. Inside, enjoy new floors, cabinets, counters and fixtures, along with a stylish shiplap accent and mudroom bench. The modern kitchen boasts new appliance and a sleek tile backsplash. With knockdown ceilings replace the old popcorn style, the entire space feels fresh and inviting. Experience the best of lake life with swimming, fishing, and boating on this fantastic full recreational lake. Don't miss out on this perfect getaway!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1988
LevelsTwo
Living area1,708 sqft
Above-grade finished1,708 sqft
Below-grade finished0 sqft
Lot size0.519 acres (73x299x63x322)
Days on market245
ListedJan 26, 2026
MLS #NST7012895
CountyWright
SubdivisionMoody Add
Parcel #216100213409

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 600 sqft
Parking features
Detached Garage
Fencing
Wood
Waterfront
Lake Front, Lake View
Lot size
0.519 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
908 sqft
Roof
Asphalt
Year built
1988

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Moody Add
HOA
No HOA
School district
Monticello

Financial & listing details

Annual tax
$3,432 (2025)
Listed
Jan 26, 2026
Days on market
245 · 152 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

RoofAsphalt
Foundation area908 sqft
Lot featuresAccessible Shoreline
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size600 sqft

Financial details

Annual taxes$3,432
Tax year2025
Taxes w/ assessments3432
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2318
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$15,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,723/mo
Principal & interest$3,232
Property taxes$286
Home insurance (est.)$205
%
$123,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3490 142nd Street, Monticello, MN, 55362

Listing information

MLS #NST7012895
StatusActive
Last updatedMar 10, 2026, 5:07 PM
Originally listedJan 26, 2026, 11:36 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.