Listed at
$169,900
$122/sqft

Gessells Sub

34882 State 28, Swanville, MN, 56382
3  Bedrooms2  Bathrooms1,392  Square Feet0.84  Acres
Days on market0
Year built1974
Garage spaces2
TypeResidential
Est. $2,097buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Rare Waterfront Opportunity on Beautiful Lake Pepin, Swanville, Minnesota! Dreaming of waterfront living without the luxury price tag? Here’s your chance to own a slice of lakeside paradise! This inviting home offers an affordable opportunity to enjoy the beauty of Lake Pepin, where peaceful mornings, breathtaking views, and endless outdoor adventures await. The home features "three same-level bedrooms" and a versatile flex room perfect for crafting, sewing, hobbies, or creating your own inspiring space. The open kitchen and eat-in dining area flow comfortably into the living space, while vaulted ceilings enhance the open, airy feel. Cozy up beside the pellet-burning fireplace on chilly evenings or gather with family and friends to make memories. One of the home's standout features is the formal dining room, which offers incredible flexibility. Reimagine it as a sunroom, second family room, or relaxation retreat where you can soak in the beautiful lake views and enjoy the ever-changing scenery throughout the seasons, plus a bonus second pellet stove. Step outside onto the spacious wood deck and take in the gorgeous waterfront setting. Whether you're sipping your morning coffee, hosting summer gatherings, watching the wildlife, or simply unwinding at the end of the day, this is a place to slow down and savor life. The property also includes an impressive 24 x 32 two-stall garage, plus a shed and barn providing plenty of room for storage, tools, recreational equipment, and all your hobbies. Lake Pepin offers a wonderful backdrop for an outdoor lifestyle. With 100' of frontage, on the lake, it provides opportunities to enjoy nature, observe wildlife, fish, canoe, or paddleboard while appreciating the beauty of the surrounding landscape. Whether you're looking for a year-round home, a peaceful retreat, or a place to embrace a more relaxed waterfront lifestyle, this property offers a unique opportunity to dream big and make it your own. Dream. Do. Create. Discover the possibilities of waterfront living and find a place you'll love coming home to. You will just love where you live!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1974
LevelsOne
Living area1,392 sqft
Above-grade finished1,392 sqft
Below-grade finished0 sqft
Lot size0.84 acres (100x)
Days on market0
ListedOct 11, 2026
MLS #NST7158514
CountyTodd
SubdivisionGessells Sub
Parcel #060065900

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x32 · 768 sqft
Parking features
Detached Garage
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Brick/Mortar · 1,392 sqft
Roof
Asphalt
Year built
1974

Utilities

Water
Well
Sewer
Septic System Compliant - No
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Gessells Sub
HOA
No HOA
School district
486 - Swanville
High school district
Swanville

Financial & listing details

Annual tax
$1,034 (2026)
Listed
Oct 11, 2026
Days on market
0 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementCrawl Space
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNo Stairs External
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBrick/Mortar
Foundation area1,392 sqft
Patio/porchDeck
Road frontageState Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - No
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size768 sqft

Financial details

Annual taxes$1,034
Tax year2026
Taxes w/ assessments1034
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District486 - Swanville
District number486
District phone3205475100
High schoolSwanville
SODL flat fee brokerage
$2,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,036/mo
Principal & interest$893
Property taxes$86
Home insurance (est.)$57
%
$33,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

34882 State 28, Swanville, MN, 56382

Comparable homes

Listing information

MLS #NST7158514
StatusActive
Last updatedOct 12, 2026, 1:07 PM
Originally listedOct 12, 2026, 6:55 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.