Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,230 (2026).

What school district is this property in?

This property is in the 227 - Chatfield school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 56 days.

Listed at

$239,900

$214/sqft

City Lands

346 Main Street, Chatfield, MN, 55923

2 Bedrooms1 Bathroom1,120 Square Feet0.21 Acres

Days on market56

Year built1997

Garage spaces1

TypeResidential

Est. $4,197buyer credit when you buy with SODL

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About this home

Enjoy the ease of one-level living in this well-maintained and quality built zero-entry ranch style twin home with no HOA fees. Thoughtfully designed for comfort and accessibility, this home features 3-foot doorways, lever-style door handles, grab bars in the bathroom, and a zero-entry layout that accommodates a variety of lifestyles. Inside, you'll find 2 bedrooms, 1 bathroom with a walk-in tub, and a bright, functional floor plan. The spacious living room is warmed by new carpet and cozy three-sided gas fireplace, while the adjoining kitchen and dining area offer durable vinyl flooring and an efficient layout for everyday living. Quality Andersen windows, central air, vinyl siding, and a finished one-car garage add to the home's appeal. Recent updates include newer carpet, range, furnace, water heater, and water softener, providing added peace of mind. Step outside to enjoy the private concrete patio and nicely sized zero lot line lot with room to relax and entertain. Whether you're looking to downsize, purchase your first home, or enjoy the convenience of an accessible, low-maintenance home, this move-in ready property offers comfort, functionality, and lasting value in a desirable Chatfield location.

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Home facts

Property typeResidential

Property subtypeTwin Home

Year built1997

LevelsOne

Living area1,120 sqft

Above-grade finished1,120 sqft

Below-grade finished0 sqft

Lot size0.21 acres (61x147)

Days on market56

ListedAug 3, 2026

MLS #NST7120376

CountyOlmsted

SubdivisionCity Lands

Parcel #513131061988

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 14x21 · 294 sqft
Parking features: Attached Garage, Asphalt, Concrete, Shared Driveway, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch: Front Porch, Patio
Exterior features: Vinyl
Lot size: 0.21 acres

Construction

Property type: Residential
Property subtype: Twin Home
Construction materials: Block, Frame
Foundation: Block · 1,148 sqft
Roof: Asphalt
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: City Lands
HOA: No HOA
School district: 227 - Chatfield
High school district: Chatfield

Financial & listing details

Annual tax: $3,230 (2026)
Listed: Aug 3, 2026
Days on market: 56
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryCommon Area, Main Level

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch

AccessibilityDoors 36"+, Grab Bars In Bathroom, Door Lever Handles, No Stairs Internal, Other

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area1,148 sqft

Patio/porchFront Porch, Patio

Road frontageCurbs, Paved Streets, Sidewalks, Street Lights, Highway

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Shared Driveway, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces1

Garage size294 sqft

Financial details

Annual taxes$3,230

Tax year2026

Taxes w/ assessments3230

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District227 - Chatfield

District number227

District phone5078674210

High schoolChatfield

SODL flat fee brokerage

$4,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,610/mo

Principal & interest$1,261

Property taxes$269

Home insurance (est.)$80

Down payment

$47,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.