Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,510 (2025).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 188 days.

Listed at

$339,000

$480/sqft

Locke Lake Heights

3459 144th Street, Monticello, MN, 55362

1 Bedrooms1 Bathroom706 Square Feet0.227 Acres

Days on market188

Year built1940

Garage spaces2

TypeResidential

Est. $7,170buyer credit when you buy with SODL

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About this home

Cabin on Locke Lake with a new roof and rare south-facing views that fill the home with sunlight from dawn to dusk. The perfect mix of peace, recreation, and opportunity—ideal for those seeking a weekend retreat or a first Airbnb venture. Enjoy it as your private getaway and let it pay for itself when you’re not there. For seasoned investors, this full-recreation lake offers steady demand from guests who value quiet water and scenic beauty. A chance to own a piece of lake life that’s both affordable and income-producing—a smart hybrid of investment and enjoyment.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area706 sqft

Above-grade finished706 sqft

Below-grade finished0 sqft

Lot size0.227 acres (60x164x50x167)

Days on market188

ListedNov 3, 2025

MLS #NST6812949

CountyWright

SubdivisionLocke Lake Heights

Parcel #216120000320

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Wall Unit(s)
Appliances: Electric Water Heater, Exhaust Fan, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 18x24 · 432 sqft
Parking features: Detached Garage, Electric, Garage Door Opener, No Int Access to Dwelling
Exterior features: Metal
Other structures: Garage(s), Screenhouse, Storage Shed
View: Panoramic, South

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 706 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built: 1940

Utilities

Water: Well
Sewer: Holding Tank, Private Sewer
Fuel: Other
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Locke Lake Heights
HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $2,510 (2025)
Tax with assessments: 2570
Listed: Nov 3, 2025
Days on market: 188 · 46 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWall Unit(s)

AppliancesElectric Water Heater, Exhaust Fan, Range, Refrigerator

AmenitiesDeck

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorMetal

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

FoundationBlock

Foundation area706 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerHolding Tank, Private Sewer

FuelOther

Parking & garage

ParkingDetached Garage, Electric, Garage Door Opener, No Int Access to Dwelling

Garage spaces2

Garage size432 sqft

Financial details

Annual taxes$2,510

Tax year2025

Taxes w/ assessments2570

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$7,170Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,170

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,104/mo

Principal & interest$1,782

Property taxes$209

Home insurance (est.)$113

Down payment

$67,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.