Listed at
$110,000
$271/sqft

Condo 181 Ramsey Terrace Co

345 Ramsey Street #345C, Saint Paul, MN, 55102
1  Bathroom406  Square Feet0.955  Acres
Days on market158
Year built1888
ParkingParking Lot
HOA / month$320.55
TypeResidential
Est. $300buyer credit when you buy with SODL
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About this home

Character filled studio on 2nd floor of beautiful historic building in coveted St. Paul neighborhood! Exposed brick wall, updated kitchen, decorative fireplace and beautiful wood floors. Private outdoor space/deck in back, parking with easy access to unit from parking lot. Storage locker in basement of building - laundry hook up in basement - or ability to add in unit if desired. Great location/walkability!

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1888
LevelsOne
Living area406 sqft
Above-grade finished406 sqft
Below-grade finished0 sqft
Lot size0.955 acres (0)
Days on market158
ListedApr 23, 2026
MLS #NST7041507
CountyRamsey
SubdivisionCondo 181 Ramsey Terrace Co
Parcel #012823130132

Facts & features

Interior

Bathrooms
1
Bath breakdown
1 full
Heating
Boiler
Cooling
Window Unit(s)
Appliances
Disposal, Microwave, Range, Refrigerator, Stainless Steel Appliances
Laundry
In Basement, Washer Hookup

Property

Levels / stories
One
Parking features
Parking Lot
Patio & porch
Deck, Rear Porch
Exterior features
Stone
Lot size
0.955 acres
Lot dimensions
0

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Construction materials
Brick, Concrete
Foundation
Brick/Mortar, Stone · 406 sqft
Roof
Flat
Year built
1888

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Condo 181 Ramsey Terrace Co
HOA
$320.55/month
HOA name
Reis Properties
HOA phone
6514487470
HOA includes
Building Exterior, Heating, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Snow Removal, Water
School district
625 - St. Paul

Financial & listing details

Annual tax
$1,398 (2025)
Listed
Apr 23, 2026
Days on market
158
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementOwner Access, Shared Access, Storage/Locker, Storage Space
HeatingBoiler
CoolingWindow Unit(s)
Fireplaces1
LaundryIn Basement, Washer Hookup
AppliancesDisposal, Microwave, Range, Refrigerator, Stainless Steel Appliances
AmenitiesBalcony, Deck, Hardwood Floors, Natural Woodwork, Paneled Doors
AccessibilityNone

Exterior & lot

ExteriorStone
RoofFlat
FoundationBrick/Mortar, Stone
Foundation area406 sqft
Patio/porchDeck, Rear Porch
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Multi-Family,Residential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingParking Lot
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$1,398
Tax year2025
Taxes w/ assessments1398
Assessment pendingYes
HOA fee$320.55
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$300Estimated buyer credit
SODL platform fee $3,000Your buyer credit $300

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,052/mo
Principal & interest$578
Property taxes$117
Home insurance (est.)$37
HOA fees$321
%
$22,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

345 Ramsey Street #345C, Saint Paul, MN, 55102

Listing information

MLS #NST7041507
StatusActive
Last updatedAug 31, 2026, 3:49 PM
Originally listedApr 23, 2026, 7:19 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.