Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,388 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 466 days.

Listed at

$375,000

$126/sqft

34358 State Highway 18

34358 State Highway 18, Finlayson, MN, 55735

5 Bedrooms4 Bathrooms2,980 Square Feet20 Acres

Days on market466

Year built2004

Garage spaces2

TypeResidential

Est. $8,250buyer credit when you buy with SODL

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About this home

Hilltop Retreat with Private Lake View! Nestled on 20 acres in Finlayson, MN, this 5-bed, 3.5-bath home offers unmatched privacy. A tree-lined driveway leads to a hilltop haven with a stunning private lake view, formed by a beaver dam. Home features: New light-colored laminate flooring, fresh carpeting in bedrooms, hallways, dining room, stairs, eggshell white walls, textured ceilings. 3,400 square feet, master suite, Jack-and-Jill bath, mother-in-law suite (kitchenette-ready). Geothermal heating/cooling, metal roof, new 120-gallon hot water heater. 20-acre lot with scenic lake view. Move-in-ready and eco-friendly, this oasis off State Highway 18 is a nice family home or getaway. Hurry! Virtual tour available!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2004

LevelsTwo

Living area2,980 sqft

Above-grade finished2,060 sqft

Below-grade finished920 sqft

Lot size20 acres (660x1320)

Days on market466

ListedJun 18, 2025

MLS #NST6741087

CountyPine

Parcel #0130217001

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Dual Fuel/Off Peak, Forced Air, Geothermal
Cooling: Geothermal
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Attached Garage, Gravel
Patio & porch: Deck
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame, ICFs (Insulated Concrete Forms)
Foundation: 1,080 sqft
Roof: Age Over 8 Years, Metal
Year built: 2004

Utilities

Water: 4-Inch Submersible, Drilled, Well
Sewer: City Sewer/Connected
Fuel: Electric, Other
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: Hinckley-Finlayson

Financial & listing details

Annual tax: $3,388 (2025)
Tax with assessments: 3398
Listed: Jun 18, 2025
Days on market: 466 · 236 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Full, Partially Finished

HeatingDual Fuel/Off Peak, Forced Air, Geothermal

CoolingGeothermal

LaundryIn Basement, Electric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Panoramic View, Washer/Dryer Hookup

AccessibilityDoors 36"+

Special features4 BR on One Level

Exterior & lot

RoofAge Over 8 Years, Metal

Foundation area1,080 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageState Road

Road responsibilityPublic Maintained Road

ZoningAgriculture

Utilities

Water source4-Inch Submersible, Drilled, Well

SewerCity Sewer/Connected

FuelElectric, Other

Parking & garage

ParkingAttached Garage, Gravel

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$3,388

Tax year2025

Taxes w/ assessments3398

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1056

District phone3203846277

High schoolHinckley-Finlayson

SODL flat fee brokerage

$8,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,378/mo

Principal & interest$1,971

Property taxes$282

Home insurance (est.)$125

Down payment

$75,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.