Listed at
$230,000
$121/sqft

342 N 19 1/2 Avenue

342 N 19 1/2 Avenue, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,896  Square Feet0.13  Acres
Days on market5
Year built1991
Garage spaces2
TypeResidential
Est. $3,900buyer credit when you buy with SODL
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About this home

Welcome home to this charming and well maintained 3 bedroom, 2 bathroom home in the heart of St Cloud! Step inside to an open main level featuring updated LVP flooring, a cozy living room, and an updated informal dining space highlighted by a beautiful bay window and updated lighting. The updated kitchen offers ample cabinet and counter space along with stainless steel appliances, including a new dishwasher in 2024. A stylish bathroom with on-trend finishes and the conveniently located primary bedroom complete the main level. Downstairs, you will find a finished lower level, where new carpet installed in 2021 complements a spacious family room and entertainment area, providing plenty of flexibility for movie nights, hobbies, a home office, or additional gathering space. Step outside to your fully fenced backyard oasis, complete with new, maintenance-free composite fencing. The patio and firepit area create the perfect setting for summer evenings and crisp fall bonfires, while the spacious lawn offers plenty of room to play, entertain, or simply relax outdoors. A detached 21x24 (504 sq ft) garage adds additional storage. Notable updates include: new roof in 2024, privacy fence in 2022, main level vinyl flooring in 2019, high-rise toilets installed 2019/2020, new garage door opener in 2019, stainless steel kitchen appliances in 2019, radon mitigiation system installed in 2019, and Ring security systems!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsOne
Living area1,896 sqft
Above-grade finished936 sqft
Below-grade finished960 sqft
Lot size0.13 acres (46X127)
Days on market5
ListedSep 23, 2026
MLS #NST7133533
CountyStearns
Parcel #8245886010

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x21 · 504 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Patio & porch
Other
Exterior features
Metal
Fencing
Composite, Full, Privacy

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 948 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1991

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,424 (2026)
Listed
Sep 23, 2026
Days on market
5
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Natural Woodwork, Porch, Panoramic View, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorMetal
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area948 sqft
Patio/porchOther
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size504 sqft

Financial details

Annual taxes$2,424
Tax year2026
Taxes w/ assessments2424
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,487/mo
Principal & interest$1,209
Property taxes$202
Home insurance (est.)$77
%
$46,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

342 N 19 1/2 Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7133533
StatusActive
Last updatedSep 25, 2026, 12:04 AM
Originally listedSep 24, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.