Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,906 (2026).

What school district is this property in?

This property is in the 911 - Cambridge-Isanti school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$499,900

$195/sqft

Rum River Oaks 1st Add

3415 Ten Oaks Street S, Cambridge, MN, 55008

4 Bedrooms5 Bathrooms2,565 Square Feet0.93 Acres

Days on market0

Year built2019

Garage spaces3

TypeResidential

Est. $11,997buyer credit when you buy with SODL

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About this home

Professional pictures coming on Wednesday, October 14th. Take this opportunity to own a stunning 2019 custom-built home situated on a beautifully wooded 0.93-acre lot. This meticulously designed home features 4 bedrooms, 3 full baths, and 1 half bath. The main level features a custom kitchen with a center island that flows seamlessly into a bright dining room, with a sliding glass door opening directly to your private side-yard patio. Retreat to the main-floor Primary Ensuite, featuring a full bath, an additional half bath, a spacious walk-in closet, and a dedicated stack washer/dryer for ultimate convenience. The fully finished basement expands your living space with a huge family room perfect for entertaining, 2 additional egress bedrooms, and a large utility room offering massive storage. Car enthusiasts and hobbyists will love the two separate, attached heated garages providing expansive, climate-controlled parking and workshop space. Complete with an electric car charging system. Step outside into your private backyard oasis, complete with a large oval heated outdoor pool surrounded by a large wrap-around deck—all framed by mature trees. Don't miss this incredible, turn-key property!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2019

LevelsOne

Living area2,565 sqft

Above-grade finished1,422 sqft

Below-grade finished1,143 sqft

Lot size0.93 acres (170' x 248.72' x 170' x 231.4)

Days on market0

ListedOct 12, 2026

MLS #NST7158994

CountyIsanti

SubdivisionRum River Oaks 1st Add

Parcel #151230040

Facts & features

Interior

Bedrooms: 4
Bathrooms: 5
Bath breakdown: 3 full / 1 half / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Iron Filter, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 3 spaces · 26 x 24, 24 x 17 · 1,032 sqft
Parking features: Attached Garage, Concrete, Electric, Electric Vehicle Charging Station(s), Floor Drain, Garage Door Opener, Heated Garage, Multiple Garages, Storage
Patio & porch: Deck, Front Porch, Patio
Exterior features: Brick Veneer, Vinyl
Pool: Above Ground, Heated, Outdoor

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,422 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built: 2019

Utilities

Water: 4-Inch Submersible, Drilled, Private
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Rum River Oaks 1st Add
HOA: No HOA
School district: 911 - Cambridge-Isanti
High school district: Cambridge-Isanti

Financial & listing details

Annual tax: $5,906 (2026)
Listed: Oct 12, 2026
Days on market: 0 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths3

3/4 baths0

Half baths1

1/4 baths1

BasementDrainage System, Egress Window(s), Finished, Full, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Iron Filter, Microwave, Range, Refrigerator

DiningKitchen/Dining Room

AccessibilityRoll-In Shower

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorBrick Veneer, Vinyl

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

FoundationBlock

Foundation area1,422 sqft

Patio/porchDeck, Front Porch, Patio

Lot featuresTree Coverage - Medium, Underground Utilities

Road frontageCity Street, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private

SewerPrivate Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Concrete, Electric, Electric Vehicle Charging Station(s), Floor Drain, Garage Door Opener, Heated Garage, Multiple Garages, Storage

Garage spaces3

Garage size1,032 sqft

Financial details

Annual taxes$5,906

Tax year2026

Taxes w/ assessments5906

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District911 - Cambridge-Isanti

District number911

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$11,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,286/mo

Principal & interest$2,627

Property taxes$492

Home insurance (est.)$167

Down payment

$99,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.