Listed at
$899,900
$234/sqft

3402 142nd Street

3402 142nd Street, Monticello, MN, 55362
4  Bedrooms3  Bathrooms3,850  Square Feet1  Acres
Days on market349
Year built1996
Garage spaces4
TypeResidential
Est. $23,997buyer credit when you buy with SODL
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About this home

Stunning Lakefront Retreat on Locke Lake – Wright County Welcome to your dream home on the shores of Locke Lake! This beautifully maintained property boasts a hard sand beach perfect for swimming, sunbathing, or launching your kayak. Thoughtfully landscaped grounds provide an inviting and picturesque setting, ideal for both relaxation and entertaining. Inside, the heart of the home is a spacious, updated kitchen designed for both everyday living and hosting guests. The large formal living room offers a warm, elegant space with ample natural light, perfect for gatherings or quiet evenings by the fireplace. Enjoy Minnesota’s seasons from the comfort of your sunrooms and screened-in porches, offering peaceful views and fresh air without the bugs. The expansive primary suite is a private retreat, featuring two generous walk-in closets and lake views throughout. Positioned perfectly for breathtaking westerly sunsets, this home captures sunset hour like no other—whether you're on the porch with a glass of your favorite beverage or sitting by the shoreline. Don't miss this rare opportunity to own a slice of paradise on Locke Lake!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1996
LevelsOne and One Half
Living area3,850 sqft
Above-grade finished3,350 sqft
Below-grade finished500 sqft
Lot size1 acres (123 x 460 x 123 x 460)
Days on market349
ListedOct 15, 2025
MLS #NST6804932
CountyWright
Parcel #216100214311

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Basement
Block, Drain Tiled, Drainage System · 500 sqft finished

Property

Levels / stories
One and One Half
Garage
4 spaces · 26 x 40 · 1,040 sqft
Parking features
Detached, Asphalt, Heated Garage, Insulated Garage
Other structures
Additional Garage, Barn(s)
View
West
Waterfront
Dock, Lake Front, Lake View

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Stucco
Foundation
2,135 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1996

Utilities

Water
Drilled, Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field

Community & HOA

HOA
No HOA
School district
Monticello

Financial & listing details

Annual tax
$7,972 (2024)
Tax with assessments
7972.0000
Listed
Oct 15, 2025
Days on market
349

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Drainage System
HeatingForced Air
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area2,135 sqft
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well
SewerSeptic System Compliant - Yes, Tank with Drainage Field

Parking & garage

ParkingDetached, Asphalt, Heated Garage, Insulated Garage
Garage spaces4
Garage size1,040 sqft

Financial details

Annual taxes$7,972
Tax year2024
Taxes w/ assessments7972.0000
Assessment pendingUnknown
Lender ownedNot disclosed
Short saleNo
ForeclosureNo

Schools

District number882
District phone763-272-2000
High schoolMonticello
SODL flat fee brokerage
$23,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,694/mo
Principal & interest$4,729
Property taxes$664
Home insurance (est.)$300
%
$179,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3402 142nd Street, Monticello, MN, 55362

Listing information

MLS #NST6804932
StatusActive
Last updatedOct 16, 2025, 3:01 AM
Originally listedOct 15, 2025, 6:45 PM
Listing officeOak Realty LLP

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.