Listed at
$249,900
$167/sqft

340 E Main Street

340 E Main Street, Utica, MN, 55979
4  Bedrooms1  Bathroom1,500  Square Feet1.52  Acres
Days on market60
Year built1881
Garage spaces2
TypeResidential
Est. $4,497buyer credit when you buy with SODL
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About this home

Welcome to your own slice of small-town charm with room to breathe! Situated on 1.52 acres in Utica, this well-maintained 4-bedroom home offers the perfect blend of updates, space, and functionality. Step inside to find a comfortable layout with one main-floor bedroom and three additional bedrooms upstairs, ideal for spreading out or accommodating guests. Recent exterior updates, including new siding and a new roof, provide peace of mind and great curb appeal. Enjoy the outdoors from the beautiful deck, perfect for relaxing evenings, morning coffee, or entertaining while taking in the expansive yard. The oversized detached garage offers plenty of room for vehicles, storage, or a workshop setup. With its generous lot size, thoughtful updates, and small-town setting, this property offers the space and flexibility you’ve been looking for both inside and out.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1881
LevelsOne and One Half
Living area1,500 sqft
Above-grade finished1,500 sqft
Below-grade finished0 sqft
Lot size1.52 acres (Irreg)
Days on market60
ListedApr 1, 2026
MLS #NST7041194
CountyWinona
Parcel #310000150

Facts & features

Interior

Bedrooms
4
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 896 sqft
Parking features
Detached Garage, Garage Door Opener, Gravel, Insulated Garage
Patio & porch
Deck, Wrap Around
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Stone
Foundation
Stone · 882 sqft
Roof
Age 8 Years or Less
Year built
1881

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

HOA
No HOA
School district
858 - St. Charles
High school district
St. Charles

Financial & listing details

Annual tax
$2,366 (2025)
Listed
Apr 1, 2026
Days on market
60 · 3 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDryer, Gas Water Heater, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Patio, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationStone
Foundation area882 sqft
Patio/porchDeck, Wrap Around
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Garage Door Opener, Gravel, Insulated Garage
Garage spaces2
Garage size896 sqft

Financial details

Annual taxes$2,366
Tax year2025
Taxes w/ assessments2366
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District858 - St. Charles
District number858
District phone5079324423
High schoolSt. Charles
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,594/mo
Principal & interest$1,313
Property taxes$197
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

340 E Main Street, Utica, MN, 55979

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Listing information

MLS #NST7041194
StatusClosed
Last updatedJun 4, 2026, 8:32 PM
Originally listedApr 3, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.