Listed at
$565,000
$355/sqft

Aud Sub Div 14 Spec Lake Poin

33497 Cobalt Circle, Cambridge, MN, 55008
2  Bedrooms3  Bathrooms1,590  Square Feet0.18  Acres
Days on market128
Year built1955
ParkingGravel
TypeResidential
Est. $13,950buyer credit when you buy with SODL
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About this home

Welcome to your dream retreat on the pristine shores of Spectacle Lake. This stunning, fully remodeled lakehome has been rebuilt from the ground up with every detail upgraded, including new windows, spray foam insulation, electrical, flooring, and a gorgeous kitchen and bathrooms finished with elegant Corian countertops. Inside, soaring vaulted ceilings, a cozy fireplace, heated tile entryway, and in-floor heat set the tone for the warmth and quality found throughout. The open-concept layout frames breathtaking lake views through expansive lakeside windows, while beautiful French doors lead to a spacious primary suite with a walk-in closet and private en-suite bath. Original reclaimed hardwood floors add a character and charm that simply can't be replicated. Currently configured as a spacious one-bedroom to suit the current owner's needs, this home can be converted to a two-bedroom prior to closing upon buyer's request — giving you the flexibility to move in with the layout that works best for you. This is a rare opportunity to own an exceptional home on one of the finest spring-fed, crystal-clear lakes in the area.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1955
LevelsOne
Living area1,590 sqft
Above-grade finished1,076 sqft
Below-grade finished514 sqft
Lot size0.18 acres (117 x 58 x 129 x 60)
Days on market128
ListedMay 22, 2026
MLS #NST7078910
CountyIsanti
SubdivisionAud Sub Div 14 Spec Lake Poin
Parcel #130600220

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Fireplace(s), In-Floor Heating
Cooling
None
Appliances
Dishwasher, Dryer, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Deck, Wrap Around
Exterior features
Stone
Fencing
Chain Link, Full, Privacy
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,076 sqft
Roof
Age 8 Years or Less
Year built
1955

Utilities

Water
Private, Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Aud Sub Div 14 Spec Lake Poin
HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$4,462 (2025)
Listed
May 22, 2026
Days on market
128
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, In-Floor Heat, Walkout
HeatingFireplace(s), In-Floor Heating
CoolingNone
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
AccessibilityDoors 36"+
Special featuresAll Living Facilities on One Level, Main Floor Primary, Renovated

Exterior & lot

ExteriorStone
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,076 sqft
Patio/porchDeck, Wrap Around
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$4,462
Tax year2025
Taxes w/ assessments4462
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$13,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,529/mo
Principal & interest$2,969
Property taxes$372
Home insurance (est.)$188
%
$113,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

33497 Cobalt Circle, Cambridge, MN, 55008

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Listing information

MLS #NST7078910
StatusActive
Last updatedJul 9, 2026, 10:05 PM
Originally listedMay 22, 2026, 1:30 PM
Listing officeWorth Clark Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.