Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,153 (2026).

What school district is this property in?

This property is in the 550 - Underwood school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$345,000

$255/sqft

Heatons Residence

32854 Bluegill Drive, Underwood, MN, 56586

2 Bedrooms2 Bathrooms1,354 Square Feet0.37 Acres

Days on market45

Year built2004

Garage spaces2

TypeResidential

Est. $7,350buyer credit when you buy with SODL

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About this home

Experience the best of lake living with this inviting year-round home on East Lost Lake! Offering the convenience of one-level living, this 2-bedroom, 2-bathroom home sits on two lots totaling .37 acres at the end of a quiet dead-end road, providing a peaceful setting to relax and unwind. Large windows showcase beautiful lake views while filling the spacious living room, dining area and kitchen with natural light. The thoughtful layout includes a private primary suite with a ¾ bathroom, a second ¾ bathroom, and a laundry room all on the main level. Step outside to the lakeside deck, then head to the water's edge with rock shoreline, small beach area and included dock area ready for fishing, swimming, boating, or simply enjoying the view. A new septic holding tank system installed in June 2026 and a 2004 drilled well with current passing water tests provide added piece of mine. Outdoor enthusiasts will appreciate easy access to Deer Lake, the Otter Tail River for kayaking and canoeing, nearby Otter Tail Lake and Battle Lake, excellent fishing and area trails. Located just 15 minutes from Fergus Falls with restaurants and everyday conveniences nearby, this property offers the perfect blend of lakeside relaxation and year-round accessibility. Whether you're looking for a full-time residence or a weekend getaway, this East Lost Lake retreat is ready for you to enjoy!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsOne

Living area1,354 sqft

Above-grade finished1,354 sqft

Below-grade finished0 sqft

Lot size0.37 acres (49x152x53x154 and 54x150x58x150)

Days on market45

ListedJun 19, 2026

MLS #NST7096292

CountyOtter Tail

SubdivisionHeatons Residence

Parcel #57000990240000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Baseboard, Fireplace(s)
Cooling: Ductless Mini-Split
Appliances: Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 649 sqft
Parking features: Detached Garage, Concrete, Driveway - Other Surface, Garage Door Opener
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: See Remarks · 1,354 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2004

Utilities

Water: Well
Sewer: Holding Tank, Private Sewer
Fuel: Electric, Propane

Community & HOA

Subdivision: Heatons Residence
HOA: No HOA
School district: 550 - Underwood
High school district: Underwood

Financial & listing details

Annual tax: $2,153 (2026)
Tax with assessments: 2238
Listed: Jun 19, 2026
Days on market: 45 · 163 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Fireplace(s)

CoolingDuctless Mini-Split

Fireplaces1

LaundryElectric Dryer Hookup, Main Level, Sink, Washer Hookup

AppliancesDryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNo Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationSee Remarks

Foundation area1,354 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageNo Outlet/Dead End, Township

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank, Private Sewer

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Concrete, Driveway - Other Surface, Garage Door Opener

Garage spaces2

Garage size649 sqft

Financial details

Annual taxes$2,153

Tax year2026

Taxes w/ assessments2238

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District550 - Underwood

District number550

District phone2188266101

High schoolUnderwood

SODL flat fee brokerage

$7,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,108/mo

Principal & interest$1,813

Property taxes$179

Home insurance (est.)$115

Down payment

$69,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.