Listed at
$195,000
$361/sqft

Turtle Crossing

3261 Smith Lake Road #5, Osakis, MN, 56360
2  Bedrooms1  Bathroom540  Square Feet1590  Acres
Days on market28
Year built1969
ParkingGravel
HOA / month$1,200
TypeResidential
Est. $2,850buyer credit when you buy with SODL
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About this home

Escape to Smith Lake and enjoy the lake life without all the work! This beautifully remodeled 2-bedroom, 1-bath seasonal lake cabin offers an easy, low-maintenance way to enjoy summers in the Alexandria lakes area. Recent improvements include an updated kitchen and bathroom, new plumbing, new electrical, and updates throughout, creating a fresh and comfortable space that's ready to enjoy. Best of all, this property is truly turn-key with all furnishings included. Just bring your lake gear and start enjoying! Located within an HOA lake community on Smith Lake, owners enjoy access to a shared dock system, dedicated boat slip, beach area, fish cleaning house, and laundry facilities. Spend your days boating, fishing, swimming, relaxing on the beach, or simply enjoying the sunsets and peaceful lake setting. With your boat slip just steps away and shared amenities already in place, this is lake living made simple. Whether you're looking for a Minnesota summer cabin, seasonal lake getaway, fishing retreat, or weekend escape near Alexandria, this Smith Lake property offers a great opportunity to spend less time maintaining and more time enjoying the water. Turn the key, unpack your bags, and start making your own Minnesota lake memories!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1969
LevelsOne
Living area540 sqft
Above-grade finished540 sqft
Below-grade finished0 sqft
Lot size1590 acres (30x53)
Days on market28
ListedAug 26, 2026
MLS #NST7134018
CountyDouglas
SubdivisionTurtle Crossing
Parcel #510376570

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Ductless Mini-Split
Cooling
Ductless Mini-Split
Appliances
Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Deck
Exterior features
Vinyl
View
Lake, Panoramic, West
Waterfront
Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Brick/Mortar · 540 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1969

Utilities

Water
Shared System, Well
Sewer
Mound Septic, Septic System Compliant - Yes, Shared Septic
Fuel
Electric, Propane
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Turtle Crossing
HOA
$1,200/annual
HOA name
Turtle Crossing Association
HOA phone
6127097556
HOA includes
Beach Access, Dock, Lawn Care, Sewer, Shared Amenities, Water
School district
206 - Alexandria

Financial & listing details

Annual tax
$1,248 (2026)
Listed
Aug 26, 2026
Days on market
28 · 2 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingDuctless Mini-Split
CoolingDuctless Mini-Split
LaundryCommon Area
AppliancesGas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Boat Slip
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBrick/Mortar
Foundation area540 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceShared System, Well
SewerMound Septic, Septic System Compliant - Yes, Shared Septic
FuelElectric, Propane

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$1,248
Tax year2026
Taxes w/ assessments1248
Assessment pendingNo
HOA fee$1,200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District206 - Alexandria
District number206
District phone3207622141
High schoolAlexandria
SODL flat fee brokerage
$2,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,394/mo
Principal & interest$1,025
Property taxes$104
Home insurance (est.)$65
HOA fees$1,200
%
$39,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3261 Smith Lake Road #5, Osakis, MN, 56360

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Listing information

MLS #NST7134018
StatusClosed
Last updatedSep 24, 2026, 8:34 PM
Originally listedAug 26, 2026, 4:30 PM
Listing officeColdwell Banker Crown Realtors

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.