Pending
$644,000
$204/sqft

White Oak Ridge

3228 151st Avenue NE, Ham Lake, MN, 55304
3  Bedrooms4  Bathrooms3,158  Square Feet0.91  Acres
Days on market6
Year built2004
Garage spaces4
TypeResidential
Est. $16,320buyer credit when you buy with SODL

About this home

Want a great way to start the New Year? Come to the desirable White Oak Ridge neighborhood and visit this lovely custom-built rambler style family home with endless unique features. This 3 bedroom, 4 bath home is located on an acre lot on quiet residential cul-de-sac. The open floor plan provides the perfect setting for family activities and gatherings while offering incredible views of the private wooded back yard. Some of the many things that make this home special include the primary bedroom suite with his and hers walk-in closets as well as custom oak woodwork and cabinets throughout the home and the garage. The lower level features in-floor heating, a gas fireplace and wet bar with plenty of room for a game table of your choice. An optional fourth bedroom could be created in the lower level if desired. One of the most distinctive features of this home is the amazing, fully finished three car garage. It has heat, hot and cold water, built-in cabinets, floor drain, and garage floor coating. It would make an amazing workshop. An additional garage is located on the property to allow for extra storage. See the full list of property highlights in the supplements. Don't wait! Book your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2004
LevelsOne
Living area3,158 sqft
Above-grade finished1,662 sqft
Below-grade finished1,496 sqft
Lot size0.91 acres (189 x 86 x 212 x 68 x 328)
Days on market6
ListedJan 7, 2026
MLS #NST7003302
CountyAnoka
SubdivisionWhite Oak Ridge
Parcel #223223440007

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 930 sqft
Parking features
Attached Garage, Detached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Other, Storage
Patio & porch
Deck
Pool
None
Other structures
Garage(s)

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Brick, Frame
Foundation
1,662 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Year built
2004

Utilities

Water
Well
Sewer
Holding Tank, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
White Oak Ridge
HOA
No HOA
School district
Anoka-Hennepin

Financial & listing details

Annual tax
$4,988.74 (2025)
Tax with assessments
5058
Listed
Jan 7, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, In-Ground Sprinkler, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt
Foundation area1,662 sqft
Patio/porchDeck
Lot featuresIrregular Lot, Tree Coverage - Medium
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerHolding Tank, Septic System Compliant - Yes, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Other, Storage
Garage spaces4
Garage size930 sqft

Financial details

Annual taxes$4,988.74
Tax year2025
Taxes w/ assessments5058
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number663
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$16,320Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,320

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,015/mo
Principal & interest$3,384
Property taxes$416
Home insurance (est.)$215
%
$128,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3228 151st Avenue NE, Ham Lake, MN, 55304

Listing information

MLS #NST7003302
StatusPending
Last updatedJan 21, 2026, 4:25 PM
Originally listedJan 15, 2026, 12:00 AM
Listing officeWeichert, Realtors-Advantage

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.