Listed at
$260,000
$138/sqft

Cimarron Estates

3217 15th Avenue, Saint Cloud, MN, 56301
4  Bedrooms2  Bathrooms1,886  Square Feet0.26  Acres
Days on market11
Year built1997
Garage spaces3
TypeResidential
Est. $4,800buyer credit when you buy with SODL
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About this home

Tucked against the wetlands, this 4-bedroom, 2-bathroom split-level offers something rare: privacy, space, and a price that lets you make it your own. Backing to privacy, this well-maintained property gives you a front-row seat to wildlife right from your own backyard, without sacrificing the sense of an established, cared-for neighborhood. It's the kind of setting that makes morning coffee on the deck feel like a retreat. Inside, this split-level lives bigger than most. Four bedrooms and two full bathrooms provides plenty of room to settle in. And if you've ruled out split levels before because of the dreaded shoebox entrance, this one might just change your mind: there's actual room to take off your coat without elbowing whoever walked in behind you. A newer roof means one of the big-ticket items is already handled, and the price reflects room for the cosmetic updates still to come. If you see potential where others see a to-do list, this is your house. Bring your paint colors and your vision; the solid home and the setting are waiting for you. This may be your perfect place to land!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1997
LevelsSplit Entry (Bi-Level)
Living area1,886 sqft
Above-grade finished943 sqft
Below-grade finished943 sqft
Lot size0.26 acres (79x177x79x144)
Days on market11
ListedSep 17, 2026
MLS #NST7139085
CountyStearns
SubdivisionCimarron Estates
Parcel #82457720018

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 850 sqft
Parking features
Attached Garage, Concrete
Patio & porch
Deck
Exterior features
Vinyl
Lot size
0.26 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 943 sqft
Roof
Age 8 Years or Less
Year built
1997

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cimarron Estates
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,064.84 (2026)
Tax with assessments
4072.84
Listed
Sep 17, 2026
Days on market
11 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area943 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces3
Garage size850 sqft

Financial details

Annual taxes$4,064.84
Tax year2026
Taxes w/ assessments4072.84
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,792/mo
Principal & interest$1,366
Property taxes$339
Home insurance (est.)$87
%
$52,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3217 15th Avenue, Saint Cloud, MN, 56301

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Listing information

MLS #NST7139085
StatusActive
Last updatedSep 24, 2026, 12:31 PM
Originally listedSep 18, 2026, 8:46 AM
Listing officeEpique Realty
Co-listing officeEpique Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.