Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,378 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 16 days.

Pending

$174,900

$152/sqft

321 32nd Avenue

321 32nd Avenue, Saint Cloud, MN, 56303

3 Bedrooms1 Bathroom1,152 Square Feet

Days on market16

Year built1951

Garage spaces1

TypeResidential

Est. $2,247buyer credit when you buy with SODL

About this home

1 3/4 Charmer on the North side of town. 3 BR 1 Bath Features Original Hardwood Floors on main level. Everything in the house is move in ready. 2023 includes new Vaulted Ceiling, Ruud Air Conditioner/Furnace, Roof, Water Heater. Yard features patio along with a 1 Car Detached garage. Simply must see.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1951

LevelsOne

Living area1,152 sqft

Above-grade finished640 sqft

Below-grade finished512 sqft

Lot size0 acres (42X126)

Days on market16

ListedAug 5, 2026

MLS #NST7122305

CountyStearns

Parcel #82457360000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 10x20 · 200 sqft
Parking features: Detached Garage
Exterior features: Vinyl
Fencing: None
Lot dimensions: 42X126

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete
Foundation: Block · 640 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1951

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
HOA includes: Other
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,378 (2026)
Tax with assessments: 1776
Listed: Aug 5, 2026
Days on market: 16
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

AppliancesCooktop, Dryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresRenovated

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area640 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size200 sqft

Financial details

Annual taxes$1,378

Tax year2026

Taxes w/ assessments1776

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,092/mo

Principal & interest$919

Property taxes$115

Home insurance (est.)$58

Down payment

$34,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.