Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,094 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 615 days.

Listed at

$319,900

$154/sqft

Caitlyns Add 2

320 12th Avenue, Cold Spring, MN, 56320

4 Bedrooms2 Bathrooms2,079 Square Feet0.23 Acres

Days on market615

Year built1998

Garage spaces2

TypeResidential

Est. $6,597buyer credit when you buy with SODL

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About this home

4 Bed, 2 Bath Split level home with a private fenced in yard. Beautiful kitchen, vaulted ceilings, stainless steel appliances, ac, large concrete patio, fire pit and more!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1998

LevelsSplit Entry (Bi-Level)

Living area2,079 sqft

Above-grade finished1,119 sqft

Below-grade finished960 sqft

Lot size0.23 acres (82x120)

Days on market615

ListedJan 21, 2025

MLS #NST6650964

CountyStearns

SubdivisionCaitlyns Add 2

Parcel #48293160138

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Attached Garage, Concrete
Fencing: Full, Wood
Lot size: 0.23 Square Feet
Lot dimensions: 82x120

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Brick/Stone, Steel Siding
Foundation: 1,116 sqft
Roof: Age Over 8 Years
Year built: 1998

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: 100 Amp Service

Community & HOA

Subdivision: Caitlyns Add 2
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $3,094 (2024)
Tax with assessments: 3094.0000
Listed: Jan 21, 2025
Days on market: 615

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years

Foundation area1,116 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$3,094

Tax year2024

Taxes w/ assessments3094.0000

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number750

District phone320-685-4901

High schoolRocori

SODL flat fee brokerage

$6,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,046/mo

Principal & interest$1,681

Property taxes$258

Home insurance (est.)$107

Down payment

$63,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.