Listed at
$128,500
$113/sqft

Hoyt Lakes Sub 4

320 Andover Road, Hoyt Lakes, MN, 55750
2  Bedrooms1  Bathroom1,142  Square Feet0.165  Acres
Days on market132
Year built1956
Garage spaces1
TypeResidential
Est. $855buyer credit when you buy with SODL
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About this home

PRICE IMPROVEMENT – NOW JUST $128,500! Exceptional Value on a Beautifully Updated Home! Completely refreshed and move-in ready, this charming 2-bedroom, 1-bath home in Hoyt Lakes is the perfect blend of affordability and modern updates. Located just minutes from the Mesabi Bike Trail, this home offers both convenience and outdoor adventure right out your front door. Inside, you’ll find fresh paint throughout, brand-new flooring and carpet, new countertops, updated fixtures, and an updated main level bathroom to name a few. The thoughtful updates and added charm give the home a warm, welcoming feel while still leaving room to make it your own. With over 1,200 square feet of living space, an attached 1-stall garage, natural gas forced-air heat, and a newer roof already in place, many of the major items have already been taken care of. Outside, fresh mulch and improved curb appeal make a great first impression, while the front and rear decks provide space to relax and enjoy the peaceful surroundings. Whether you’re looking for a starter home, weekend getaway, investment property, or a low-maintenance place near endless recreation, this property is one you won't want to miss!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1956
LevelsOne and One Half
Living area1,142 sqft
Above-grade finished1,142 sqft
Below-grade finished0 sqft
Lot size0.165 acres (110 x 65)
Days on market132
ListedMay 18, 2026
MLS #NST7076090
CountySt. Louis
SubdivisionHoyt Lakes Sub 4
Parcel #142002400480

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Baseboard
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal

Property

Levels / stories
One and One Half
Garage
1 space · 11 x 21 · 231 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck
Exterior features
Cement Board, Wood
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
Block · 782 sqft
Roof
Asphalt
Year built
1956

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Hoyt Lakes Sub 4
HOA
No HOA
School district
2711 - Mesabi East
High school district
Mesabi East

Financial & listing details

Annual tax
$528 (2025)
Listed
May 18, 2026
Days on market
132 · 125 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementSump Pump, Unfinished
HeatingBaseboard
CoolingCentral Air
LaundryIn Basement, Electric Dryer Hookup, Laundry Room, Sink, Washer Hookup
AppliancesCooktop, Dishwasher, Disposal
DiningKitchen/Dining Room
AmenitiesDeck, Washer/Dryer Hookup
AccessibilityWheelchair Ramp(s)
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorCement Board, Wood
RoofAsphalt
FoundationBlock
Foundation area782 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces1
Garage size231 sqft

Financial details

Annual taxes$528
Tax year2025
Taxes w/ assessments528
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2711 - Mesabi East
District number2711
District phone2182293321
High schoolMesabi East
SODL flat fee brokerage
$855Estimated buyer credit
SODL platform fee $3,000Your buyer credit $855

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$762/mo
Principal & interest$675
Property taxes$44
Home insurance (est.)$43
%
$25,700
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

320 Andover Road, Hoyt Lakes, MN, 55750

Listing information

MLS #NST7076090
StatusPending
Last updatedSep 23, 2026, 2:30 AM
Originally listedMay 20, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.