
Bay Lake Reserve
About this home
Sellers offering a $20,000 credit towards Buyers closing costs. Tucked into a quiet Stillwater cul-de-sac, this remarkable 5-bedroom, 5-bath home combines refined luxury with the warmth of a vibrant community and year-round lakefront living. From the moment you step inside, you’ll be captivated by the soaring ceilings, walls of windows, and impeccable high-end finishes that define this home. Spend cozy nights by the fireplace in the open concept living room or host guests in the formal dining room that sets the stage for elegant entertaining. At the heart of the home lies the gourmet chef’s kitchen, complete with a grand center island, walk-in pantry, and professional-grade appliances. A sunlit breakfast nook opens to the maintenance-free deck, offering serene views of the lake and walking paths. Upstairs, discover four spacious bedrooms, all with walk-in closets. The luxurious owner’s suite includes a cozy fireplace, while the stunning 13’ x 20’ primary bath offers a showstopper soaking tub with picturesque views, two vanities, a gorgeous walk-in shower, and all the space you could ever need. An upper-level bonus room and laundry add functionality to the modern design. The walkout lower level is an entertainer’s dream, boasting a spacious rec room with a fireplace, a thoughtfully designed wet bar, fifth bedroom, full bath, and direct access to the landscaped yard with paver patio, mature trees, and invisible fencing. Additional features include a custom mudroom and Hunter Douglas electric blinds. Beyond the home, the neighborhood community is second to none, a vibrant enclave where families gather for movie nights, outdoor fires, swimming, and even an annual curling competition on the frozen lake. Don’t miss this extraordinary opportunity, schedule your private showing today and experience the dream lifestyle that awaits. Only available due to relocation.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Bath breakdown
- 4 full / 1 half
- Heating
- Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- Central Air
- Appliances
- Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Refrigerator, Wall Oven, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 30 x 22 · 660 sqft
- Parking features
- Attached Garage, Concrete, Garage Door Opener, Insulated Garage
- Patio & porch
- Deck, Front Porch, Patio
- Fencing
- Invisible
- Lot size
- 0.749 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Foundation
- 1,734 sqft
- Roof
- Asphalt, Pitched
- Year built
- 2016
Utilities
- Water
- Shared System, Well
- Sewer
- Shared Septic
- Fuel
- Electric, Natural Gas
Community & HOA
- Subdivision
- Bay Lake Reserve
- HOA
- $277/month
- HOA name
- Bay Lake Reserve
- HOA phone
- 6518884860
- HOA includes
- Other, Professional Mgmt, Sewer, Water
- School district
- Stillwater
Financial & listing details
- Annual tax
- $10,651 (2025)
- Tax with assessments
- 10654
- Listed
- Aug 28, 2025
- Days on market
- 151
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
3197 Norcrest Avenue N, Stillwater, MN, 55082
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
