Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,049 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 62 days.

Listed at

$589,900

$413/sqft

31969 Stewarts Bay Drive

31969 Stewarts Bay Drive, Pequot Lakes, MN, 56472

2 Bedrooms2 Bathrooms1,428 Square Feet2.5 Acres

Days on market62

Year built2025

Garage spaces4

TypeResidential

Est. $14,697buyer credit when you buy with SODL

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About this home

Set on a private 2.5-acre lot, this stunning 2025 new construction home is thoughtfully designed with no detail overlooked. This single-level, 2-bedroom, 2-bath home offers an effortless and elegant lifestyle from the moment you walk in. The open floor plan creates a bright, airy living space perfect for both everyday living and entertaining. The generously sized primary suite features a private bath and in-suite laundry for ultimate convenience. Step outside and experience resort-style living right at home—a private outdoor shower and sauna await, along with a sprawling 10-foot wide covered patio ideal for relaxing or hosting guests. The beautifully landscaped backyard adds a polished, finished feel to the outdoor space. Car enthusiasts and hobbyists will love the impressive attached 32x40 heated garage—complete with 11'9" high bifold doors—plus an expansive 10x40 lean-to, providing abundant covered storage for all your vehicles, boats, and equipment. Additionally, the property offers a versatile 12x28 shed, complete with heating, air conditioning, and electricity, perfect for a workshop or bunkhouse. The choice is yours: keep the shed for added functionality, or the sellers will remove it, leaving a 12x28 cement parking pad ideal for an RV with electric hookup. This is one-level living at its finest, blending high-end finishes with thoughtful functionality, all located just a short distance from the Pelican Lake Public Access. For those seeking even more space, additional adjoining acreage is also available for purchase.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area1,428 sqft

Above-grade finished1,428 sqft

Below-grade finished0 sqft

Lot size2.5 acres (287x495x256x358)

Days on market62

ListedMar 24, 2026

MLS #NST7041774

CountyCrow Wing

Parcel #82120599

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Boiler, In-Floor Heating
Cooling: Ductless Mini-Split, Heat Pump, Zoned
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 32x40 · 1,280 sqft
Parking features: Attached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Covered, Patio
Exterior features: Metal
Other structures: Kennel/Dog Run, Lean-To, Sauna, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 2,698 sqft
Roof: Age 8 Years or Less, Metal
Year built: 2025

Utilities

Water: 4-Inch Submersible, Drilled
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $1,049 (2026)
Tax with assessments: 1074
Listed: Mar 24, 2026
Days on market: 62 · 18 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementNone

HeatingBoiler, In-Floor Heating

CoolingDuctless Mini-Split, Heat Pump, Zoned

LaundryGas Dryer Hookup, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Panoramic View, Sauna, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityDoors 36"+

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal

RoofAge 8 Years or Less, Metal

FoundationSlab

Foundation area2,698 sqft

Patio/porchCovered, Patio

Lot featuresCorner Lot, Tree Coverage - Heavy

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces4

Garage size1,280 sqft

Financial details

Annual taxes$1,049

Tax year2026

Taxes w/ assessments1074

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$14,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,384/mo

Principal & interest$3,100

Property taxes$87

Home insurance (est.)$197

Down payment

$117,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.