Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,282 (2026).

What school district is this property in?

This property is in the 911 - Cambridge-Isanti school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 55 days.

Listed at

$340,000

$164/sqft

31522 Rum River Drive

31522 Rum River Drive, Cambridge, MN, 55008

3 Bedrooms2 Bathrooms2,072 Square Feet0.64 Acres

Days on market55

Year built1977

Garage spaces2

TypeResidential

Est. $7,200buyer credit when you buy with SODL

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About this home

Nestled on a beautifully maintained .64 acre lot with river frontage, this well cared for home offers the perfect blend of comfort, flexibility, and scenic beauty. Featuring three bedrooms and one and 3/4 bathrooms, the home is designed for both everyday, living and entertaining. The lower level offers excellent potential as a mother-in-law apartment, guest suite, or additional living space, providing flexibility for multigenerational, living or future possibilities.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsSplit Entry (Bi-Level)

Living area2,072 sqft

Above-grade finished1,036 sqft

Below-grade finished1,036 sqft

Lot size0.64 acres (241x105)

Days on market55

ListedAug 4, 2026

MLS #NST7109417

CountyIsanti

Parcel #050590110

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: None
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 22x25 · 540 sqft
Parking features: Attached Garage, Concrete, Electric, Garage Door Opener
Exterior features: Vinyl
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Other · 1,036 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1977

Utilities

Water: Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Electric, Natural Gas

Community & HOA

HOA: No HOA
School district: 911 - Cambridge-Isanti
High school district: Cambridge-Isanti

Financial & listing details

Annual tax: $2,282 (2026)
Listed: Aug 4, 2026
Days on market: 55
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Walkout

HeatingForced Air, Fireplace(s)

CoolingNone

Fireplaces1

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Panoramic View, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationOther

Foundation area1,036 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener

Garage spaces2

Garage size540 sqft

Financial details

Annual taxes$2,282

Tax year2026

Taxes w/ assessments2282

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District911 - Cambridge-Isanti

District number911

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$7,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,090/mo

Principal & interest$1,787

Property taxes$190

Home insurance (est.)$113

Down payment

$68,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

31522 Rum River Drive, Cambridge, MN, 55008

Street View

Listing information

MLS #NST7109417

StatusActive

Last updatedSep 5, 2026, 6:14 PM

Originally listedAug 4, 2026, 8:54 AM

Listing officeSavvy Avenue, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.