Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,964 (2026).

What school district is this property in?

This property is in the 115 - Cass Lake-Bena Schools school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 104 days.

Listed at

$165,000

$96/sqft

315 Central Avenue

315 Central Avenue, Cass Lake, MN, 56633

3 Bedrooms2 Bathrooms1,717 Square Feet0.24 Acres

Days on market104

Year built1950

Garage spaces2

TypeResidential

Est. $1,950buyer credit when you buy with SODL

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About this home

Totally renovated 3 bed/1.5 bath house on 3 city lots. Double attached garage plus a storage shed to keep all your toys and tools. All new windows & doors. Extra insulation in walls and ceilings to keep warm in the winter and cool in the summer. Central air. Kitchen and bathrooms are completely new. Priced below cost of renovation to make it affordable. Anticipated to be ready to move in by mid or late August.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsTwo

Living area1,717 sqft

Above-grade finished1,717 sqft

Below-grade finished0 sqft

Lot size0.24 acres (75 x 140)

Days on market104

ListedJun 16, 2026

MLS #NST7093919

CountyCass

Parcel #853370410

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Electric Water Heater

Property

Levels / stories: Two
Garage: 2 spaces
Parking features: Detached Garage, Garage Door Opener
Exterior features: Wood
Lot size: 0.24 acres
Lot dimensions: 75 x 140

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 858 sqft
Roof: Asphalt
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 115 - Cass Lake-Bena Schools
High school district: Cass Lake-Bena Schools

Financial & listing details

Annual tax: $1,964 (2026)
Listed: Jun 16, 2026
Days on market: 104 · 20 cumulative
Lender owned: Yes
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementBlock, Crawl Space, Unfinished

HeatingForced Air

CoolingCentral Air

AppliancesCooktop, Dishwasher, Electric Water Heater

DiningKitchen/Dining Room

AmenitiesWasher/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area858 sqft

Lot featuresCorner Lot

Road frontageCity Street, Curbs, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Garage Door Opener

Garage spaces2

Garage size0 sqft

Financial details

Annual taxes$1,964

Tax year2026

Taxes w/ assessments1964

Assessment pendingNo

Down payment resourceYes

Lender ownedYes

Short saleNo

ForeclosureNo

Schools

District115 - Cass Lake-Bena Schools

District number115

District phone2183352204

High schoolCass Lake-Bena Schools

SODL flat fee brokerage

$1,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,086/mo

Principal & interest$867

Property taxes$164

Home insurance (est.)$55

Down payment

$33,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.