Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,750 (2026).

What school district is this property in?

This property is in the 2180 - M.A.C.C.R.A.Y. school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 60 days.

Listed at

$165,000

$77/sqft

Second South Side Add

315 1st Street, Clara City, MN, 56222

4 Bedrooms2 Bathrooms2,150 Square Feet0.241 Acres

Days on market60

Year built1915

Garage spaces2

TypeResidential

Est. $1,950buyer credit when you buy with SODL

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About this home

Perfect opportunity to own a quality home at a price that allows you to make updates as desired! 4 bedroom, 1 and 1/2 bath, 2 stall garage with ample parking space on a large, concrete driveway. There is no shortage of charm here! Beautiful woodwork and built-ins make this a very cozy home with so much character. The 4-season porch adds a nice amount of space to the main floor which is filled with natural light. The front deck is the perfect place for outdoor enjoyment. Come take a look today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1915

LevelsTwo

Living area2,150 sqft

Above-grade finished1,700 sqft

Below-grade finished450 sqft

Lot size0.241 acres (75x140)

Days on market60

ListedMay 8, 2026

MLS #NST7070580

CountyChippewa

SubdivisionSecond South Side Add

Parcel #302100415

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Deck, Front Porch
Exterior features: Steel Siding
Lot size: 0.241 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 806 sqft
Roof: Age Over 8 Years
Year built: 1915

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Second South Side Add
HOA: No HOA
School district: 2180 - M.A.C.C.R.A.Y.
High school district: M.A.C.C.R.A.Y.

Financial & listing details

Annual tax: $1,750 (2026)
Tax with assessments: 2544
Listed: May 8, 2026
Days on market: 60 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesDeck, French Doors, Hardwood Floors, Natural Woodwork, Porch, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

FoundationBlock

Foundation area806 sqft

Patio/porchDeck, Front Porch

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$1,750

Tax year2026

Taxes w/ assessments2544

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2180 - M.A.C.C.R.A.Y.

District number2180

District phone3208472154

High schoolM.A.C.C.R.A.Y.

SODL flat fee brokerage

$1,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,068/mo

Principal & interest$867

Property taxes$146

Home insurance (est.)$55

Down payment

$33,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.