Listed at
$224,900
$121/sqft

Cutlers 1st Add

314 Spruce Street, Fergus Falls, MN, 56537
3  Bedrooms4  Bathrooms1,865  Square Feet0.16  Acres
Days on market0
Year built1930
Garage spaces2
TypeResidential
Est. $3,747buyer credit when you buy with SODL
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About this home

Form meets function in this distinctive 3 bedroom, 4 bathroom Fergus Falls home, where timeless 1930s character blends with everyday livability. A stucco exterior and arched front entry welcome you into a charming foyer highlighted by a classic wood staircase. Inside, enjoy an eat-in kitchen, formal dining room and the rare convenience of a main floor primary suite with private bath and laundry. A double attached garage adds practicality, while the partially finished lower level offers abundant storage and flexible space for future expansion. Ideally located on the north end of Fergus Falls, just a couple blocks from Lake Alice and within easy walking distance of downtown, this home delivers character, convenience and a layout that is difficult to find in a home of this era. Schedule your private tour today!

View this property at

Date
Oct 15, 2026
Time
9:30pm – 11pm
Address
314 Spruce Street, Fergus Falls, MN, 56537

Listed By: Keller Williams Realty Professionals • NST7157083 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1930
LevelsTwo
Living area1,865 sqft
Above-grade finished1,670 sqft
Below-grade finished195 sqft
Lot size0.16 acres (50x142)
Days on market0
ListedOct 8, 2026
MLS #NST7157083
CountyOtter Tail
SubdivisionCutlers 1st Add
Parcel #71003990466000

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
2 full / 2 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 576 sqft
Parking features
Attached Garage, Garage Door Opener
Exterior features
Stucco
Lot size
0.16 acres
Lot dimensions
50x142

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block, Poured Concrete · 1,286 sqft
Roof
Architectural Shingle
Year built
1930

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Cutlers 1st Add
HOA
No HOA
School district
544 - Fergus Falls
High school district
Fergus Falls

Financial & listing details

Annual tax
$2,228 (2026)
Listed
Oct 8, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths0
Half baths2
1/4 baths0
BasementBlock, Full, Partially Finished, Sump Pump
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Main Level
AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesMain Floor Primary Bedroom
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStucco
RoofArchitectural Shingle
FoundationBlock, Poured Concrete
Foundation area1,286 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,228
Tax year2026
Taxes w/ assessments2228
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District544 - Fergus Falls
District number544
District phone2189980544
High schoolFergus Falls
SODL flat fee brokerage
$3,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,443/mo
Principal & interest$1,182
Property taxes$186
Home insurance (est.)$75
%
$44,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

314 Spruce Street, Fergus Falls, MN, 56537

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Listing information

MLS #NST7157083
StatusActive
Last updatedOct 8, 2026, 9:19 PM
Originally listedOct 8, 2026, 3:47 PM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.