Listed at
$645,000
$202/sqft

Biskes Locke Lake Estates

3133 145th Street, Monticello, MN, 55362
4  Bedrooms3  Bathrooms3,187  Square Feet0.658  Acres
Days on market63
Year built1991
Garage spaces4
TypeResidential
Est. $16,350buyer credit when you buy with SODL
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About this home

From the moment you walk in, the lakeview becomes the centerpiece. Visible through dramatic floor to ceiling windows that fill the home with natural light. This inviting walkout rambler is designed for connection and comfort, offering a lower level with its own full kitchen, two bedrooms, a cozy gas-fireplace family room, and a patio out the back for perfect for summer gatherings or hosting long term guests. Main level blends warmth and functionality with a wood burning fireplace (seller never uses it), 2 bedrooms, which one is the primary suite with french doors that open to a full length deck overlooking the lake. Thoughtful updates - fresh paint, new roof, skylights, stainless steel appliances and UPDATED mechanicals - ensure peace of mind for years to come. Move in ready with unbeatable views.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1991
LevelsOne
Living area3,187 sqft
Above-grade finished1,716 sqft
Below-grade finished1,471 sqft
Lot size0.658 acres (.658)
Days on market63
ListedMay 19, 2026
MLS #NST7075773
CountyWright
SubdivisionBiskes Locke Lake Estates
Parcel #216111001020

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer

Property

Levels / stories
One
Garage
4 spaces · 672 sqft
Parking features
Attached Garage, Detached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Steel Siding
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,680 sqft
Roof
Age 8 Years or Less
Year built
1991

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Biskes Locke Lake Estates
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$5,944 (2026)
Tax with assessments
6004
Listed
May 19, 2026
Days on market
63 · 45 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementKitchenette, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryMain Level
AppliancesDishwasher, Dryer
DiningKitchen/Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,680 sqft
Patio/porchDeck, Patio
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt
Garage spaces4
Garage size672 sqft

Financial details

Annual taxes$5,944
Tax year2026
Taxes w/ assessments6004
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$16,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,100/mo
Principal & interest$3,390
Property taxes$495
Home insurance (est.)$215
%
$129,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3133 145th Street, Monticello, MN, 55362

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Listing information

MLS #NST7075773
StatusClosed
Last updatedJul 29, 2026, 1:18 PM
Originally listedMay 19, 2026, 4:13 PM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.