Pending
$497,500
$118/sqft

Country Club Estates

3120 Devon Terrace, Saint Cloud, MN, 56301
4  Bedrooms4  Bathrooms4,224  Square Feet0.5  Acres
Days on market90
Year built1990
Garage spaces3
TypeResidential
Est. $11,925buyer credit when you buy with SODL

About this home

EXECUTIVE TWO STORY home that sits on a beautifully wooded HALF ACRE, CUL-DE-SAC LOT and has been well cared for and meticulously maintained. This impressive property combines timeless quality and generous living spaces, all in an exceptional location within the ST. CLOUD COUNTRY CLUB NEIGHBORHOOD, where members enjoy golf, swimming pool, and pickleball. Conveniently located near I-94, the Beaver Island Trail, Mississippi River, hospital, schools, shopping, and everyday amenities. Interior highlights include four spacious bedrooms on the upper level, along with a MAIN-FLOOR OFFICE that can easily serve as a fifth bedroom, four bathrooms, MAIN-FLOOR LAUNDRY, Anderson windows, and six-panel doors throughout. The well-appointed kitchen offers granite countertops, under cabinet lighting, a center island, a built-in desk area, and ABUNDANT CABINETRY. Just off the kitchen, the inviting hearth room features a cozy wood-burning fireplace and wet bar, creating the perfect gathering space for family and friends. Formal living and dining rooms provide additional room for entertaining. The walkout lower level was beautifully finished in 2010 and includes a large family room with custom built-in cabinetry, wet bar, desk/workstation area, a 3/4 bath, and extensive storage. The OVERSIZED GARAGE provides convenient access directly to the lower level and backyard. Numerous updates add peace of mind, including NEW FURNACE AND AIR CONDITIONER in 2023/2024 with 3 separate heating zones, new roof in 2017 with upgraded 50yr shingles and a new driveway, apron and sidewalk. Step outside to enjoy the PRIVATE BACKYARD featuring mature trees, a spacious deck, patio, firepit area - perfect for relaxing or entertaining and an in-ground sprinkler system that helps keep the lawn lush and green with minimal maintenance. A rare combination of space, quality, updates, and location - THIS EXCEPTIONAL HOME HAS IT ALL! Some photos have been virtually staged.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1990
LevelsTwo
Living area4,224 sqft
Above-grade finished2,928 sqft
Below-grade finished1,296 sqft
Lot size0.5 acres (.5 acres)
Days on market90
ListedJun 10, 2026
MLS #NST7090348
CountyStearns
SubdivisionCountry Club Estates
Parcel #82462780564

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air, In-Floor Heating, Zoned
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 24x36 · 912 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Storage
Patio & porch
Deck, Patio
Exterior features
Stone, Stucco
Lot size
0.5 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,592 sqft
Year built
1990

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Country Club Estates
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$6,866 (2026)
Tax with assessments
6874
Listed
Jun 10, 2026
Days on market
90
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Walkout
HeatingForced Air, In-Floor Heating, Zoned
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesCooktop, Dishwasher, Double Oven, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Wet Bar
AccessibilityNone
Special features3 BR on One Level, 4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Stucco
FoundationBlock
Foundation area1,592 sqft
Patio/porchDeck, Patio
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Storage
Garage spaces3
Garage size912 sqft

Financial details

Annual taxes$6,866
Tax year2026
Taxes w/ assessments6874
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$11,925Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,925

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,353/mo
Principal & interest$2,615
Property taxes$572
Home insurance (est.)$166
%
$99,500
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3120 Devon Terrace, Saint Cloud, MN, 56301

Listing information

MLS #NST7090348
StatusPending
Last updatedSep 11, 2026, 10:58 PM
Originally listedJun 13, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.